Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,536 reviews, last reviewed 13th May 2026
2523850% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s easy to use and everything is very clear, espec... It’s easy to use and everything is very clear, especially the pay in 3. Reviewed on: 13th May 2026
Elizabeth L's avatar
Elizabeth L

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (105536)

Great finance credit cart PayPal Credit

5
Great finance credit cart PayPal Credit Reviewed on: 13th April 2026
Maciej Oleszko's avatar
Maciej Oleszko

PayPal is a excellent service.

5
PayPal is a excellent service. Easy to pay with Reviewed on: 13th April 2026
Mark A's avatar
Mark A

Paypal Credit

5
Great for helping out with anything u may need & i've not had a bad experience just the Interest rates can be quite high once added if balance is not cleared after certain time making it harder for it to clear. . Reviewed on: 13th April 2026
Sue's avatar
Sue

Been with PayPal for years with no issues at all.

5
Been with PayPal for years with no issues at all. Reviewed on: 13th April 2026
Tracey c's avatar
Tracey c

Always helpful.

5
Always helpful. Easy to navigate in app Reviewed on: 13th April 2026
John's avatar
John

Excellent

5
I’ve been using PayPal for a while, and it’s solid. The user-friendly interface makes sending and receiving money easy, and many stores accept it, which I love. Reviewed on: 13th April 2026
Ildiko S's avatar
Ildiko S

Never had an issue with PayPal.

5
Never had an issue with PayPal. Always an easy experience and great at refunding if there are issues. Reviewed on: 13th April 2026
Mark A's avatar
Mark A

Easy to use ,helpful with spreading over 4 months.

5
Easy to use ,helpful with spreading over 4 months. Reviewed on: 13th April 2026
james 's avatar
james

Everything is perfect.

5
Everything is perfect. Thanks. Secure and fast payment.Split big payments in 3 is very helpful. Reviewed on: 13th April 2026
Svetoslav Nikolov's avatar
Svetoslav Nikolov

First anything over £100 you get 4 mths at 0%credit...

5
First anything over £100 you get 4 mths at 0%credit to clear it. They’re very quick to deal with a query and explain an outcome. You get points everytime you use the card which goes towards a pot that becomes cash. Reviewed on: 13th April 2026
Leslie H's avatar
Leslie H

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill