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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,593 reviews, last reviewed 13th May 2026
2526500% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Trustworthy and Convenient I trust PayPal. It is convenient and fast. It will s my 'go to' for payments. Reviewed on: 13th May 2026
Suki's avatar
Suki

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105593)

Very good.

5
Very good, very good for me no concerns Reviewed on: 13th April 2026
Sawodatou J's avatar
Sawodatou J

Nice and easy never had any issues!

5
Nice and easy never had any issues! Reviewed on: 13th April 2026
Hussain S's avatar
Hussain S

Highly recommended!

5
I’ve been using PayPal for years now, and it’s still one of the most reliable and convenient payment services out there. Sending and receiving money is quick and straightforward, the app is user-friendly, and I love the buyer and seller protection it offers.Recently had a small issue with a delayed transaction, but customer support resolved it faster than I expected. Overall, PayPal continues to be my go-to for online payments and international transfers. Reviewed on: 13th April 2026
Roi's avatar
Roi

Always found it to be a good company.

5
Always found it to be a good company. Reviewed on: 13th April 2026
Joseph B's avatar
Joseph B

So easy and convenient to use.

5
So easy and convenient to use. Available at just the click of a button Reviewed on: 13th April 2026
Abi l's avatar
Abi l

I am using for long time PayPal and I love it the le...

5
I am using for long time PayPal and I love it the level of flexibility when paying things is unmatched Reviewed on: 13th April 2026
Florentina 's avatar
Florentina

Understanding good customer service.

5
The customer service is good and they take time to ensure that you have understood.They don't rush. Reviewed on: 13th April 2026
Vivienne Gotsell's avatar
Vivienne Gotsell

Pay in 3 and spread the cost

5
Pay in 3 and the ability spread the cost for things has been very helpful, allows purchasing some things that you might not normally buy Reviewed on: 13th April 2026
Thomas Mc's avatar
Thomas Mc

It’s all been pretty straightforward so far with hel...

4
It’s all been pretty straightforward so far with help there when it’s needed. Reviewed on: 13th April 2026
JS's avatar
JS

Simple an effective credit service.

5
I find PayPal credit a very versatile and easy to use facility for managing larger purchases. The service seems to be widely supported by retailers and app makes keeping a track of things very straight forward. Reviewed on: 13th April 2026
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Minimalist

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