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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,627 reviews, last reviewed 13th May 2026
2527900% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe and secure Easy safe and secure always protected transactions Reviewed on: 13th May 2026
Dariusz F's avatar
Dariusz F

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (105627)

Very reliable very good refund system

5
Very reliable very good refund system Reviewed on: 13th April 2026
Charlie S's avatar
Charlie S

I'm really happy with the service they offer

5
I'm really happy with the service they offer Reviewed on: 13th April 2026
Reglis D's avatar
Reglis D

Easy to use app good credit limit and excepted at al...

5
Easy to use app good credit limit and excepted at alot of retailers Reviewed on: 13th April 2026
Melissa v's avatar
Melissa v

Always at the top of their game.

5
Always at the top of their game. Never had a problem at all Reviewed on: 13th April 2026
Stephen E's avatar
Stephen E

PayPal gives me that peace of mind when I shop and s...

5
PayPal gives me that peace of mind when I shop and still rewards me at the same time. I love this app so much, not stopping anytime soon! Reviewed on: 13th April 2026
Victoria D's avatar
Victoria D

Handy card

5
Uncomplicated application process. Simple to set up easy to use. Quick decision. Very happy with it. Reviewed on: 13th April 2026
John T P's avatar
John T P

Best protection for online purchases

5
Best protection for online purchases Reviewed on: 13th April 2026
MattS's avatar
MattS

Keep it always good service I always perfer paypal

5
Keep it always good service I always perfer paypal Reviewed on: 13th April 2026
Shahzad Hussain's avatar
Shahzad Hussain

Value for money is great, however customer services...

3
Value for money is great, however customer services not so much. They aren’t very knowledgable about PayPal plus Reviewed on: 13th April 2026
Jugraj Kaur's avatar
Jugraj Kaur

Best retail finance provider, reliable and good comm...

5
Best retail finance provider, reliable and good communicator Reviewed on: 13th April 2026
Hoann's avatar
Hoann

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