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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149276 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149276)

very good and very good customer service.

very good and very good customer service. Reviewed on: 11th May 2026

Convenient and easy to use.

Convenient and easy to use. Have used this service reliably for years, without issue Reviewed on: 11th May 2026

Paypal have always been easy to contact when ive nee...

Paypal have always been easy to contact when ive need support with a purchase. A resolution has always been made quickly and easily. It offers good options for me to spread costs on larger purchases Reviewed on: 11th May 2026

Great company love the app.

Great company love the app. Always use pay pal at checkout ant love the options for pay in 3 or PayPal credit Reviewed on: 11th May 2026

Easy and clear to use app.

Easy and clear to use app. GREAT starting offer when you first open the account Reviewed on: 11th May 2026

Paypal- The look, feel, is different Bank,

I bought a freezer on PayPal credit. It was easy and quick. Divided into 4 interest free payments but with an option to extend term if needed. Covered on all basis. I would have liked have a monthly reminder on email that payment date was arriving would have been useful. I like the way PayPal is set out and the contact number a little more accessible. My most favourite PayPal offer is the pay in three option. I use it on a regular basis especially when buying my health supplements. Reviewed on: 11th May 2026

i always try to use this method of payment for large...

i always try to use this method of payment for large amounts of money feels safe and they always sort out problems quickly i have never had a problem and always advise my friends and family to use this method Reviewed on: 11th May 2026

Excellent

PayPal credit makes it really easy to manage your finances with great credit options and manageable payment plans. You can trust PayPal to help deal with any issues with purchases and their customer service is excellent Reviewed on: 11th May 2026

Simple & Easy To Use

It’s simple to use & everything is clear & transparent on balance & interest free period Reviewed on: 11th May 2026

Easy, prompt, simple and efficient

Easy, prompt, simple and efficient Reviewed on: 11th May 2026

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