Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,665 reviews, last reviewed 13th May 2026
2529700% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer focused. Excellent customer focused. Easy transactions Reviewed on: 13th May 2026
Jon L's avatar
Jon L

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (105665)

I’ve been using PayPal since 2022 and am very happy...

5
I’ve been using PayPal since 2022 and am very happy with it; whenever anyone asks me about PayPal, I recommend it to everyone Reviewed on: 13th April 2026
Nes's avatar
Nes

Credit options are accessible but considered and mon...

5
Credit options are accessible but considered and monitored. Options are affordable and communication is attentive. Reviewed on: 13th April 2026
Wayne Grant's avatar
Wayne Grant

Using PayPal for daily payment online.

5
Using PayPal for daily payment online. Easy to process Reviewed on: 13th April 2026
Syed Shah's avatar
Syed Shah

Very easy to use and accepted for credit is straight...

5
Very easy to use and accepted for credit is straightforward Reviewed on: 13th April 2026
Graeme B's avatar
Graeme B

Excellent

5
Decent and useful with felxible ways to pay safely and secure, what more is there to say Reviewed on: 13th April 2026
Eban K's avatar
Eban K

Always there to help if any dispute with a purchase...

5
Always there to help if any dispute with a purchase Reviewed on: 13th April 2026
Tracy C's avatar
Tracy C

Really easy to use.

5
Really easy to use. Helps me manage Reviewed on: 13th April 2026
Chris D's avatar
Chris D

Always easy to use never any problems

5
Always easy to use never any problems Reviewed on: 13th April 2026
Nate's avatar
Nate

PayPal credit

5
Easy to use any problems easily sorted Reviewed on: 13th April 2026
Wendy Mcguire's avatar
Wendy Mcguire

I recommend paypal to everyone i know.

5
I recommend paypal to everyone i know. They protect your money when paying online& super easy to use the app. Reviewed on: 13th April 2026
Sharaycapprice 's avatar
Sharaycapprice

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill