Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 149,327 reviews, last reviewed 5th Jul 2026
4477% increase in 5 star reviews
in the past 90 days
4317% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026
Ali A's avatar
Ali A

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026
Stephen EB's avatar
Stephen EB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149332)

PayPal is the flexibility out there at the moment

5
I have been using PayPal for a few years now and I have PayPal Credit, PayPal 3 monthly instalments and general debit. What I like about all three is the flexibility for different types of shopping, so for example larger purchases I can spread either over 3 months or longer if need, and debit straightforward out of my bank. Also to remember is the APR charges are reasonable and as a bonus you get reward points Reviewed on: 11th May 2026

Easy access to buy something what I need for now and...

5
Easy access to buy something what I need for now and excellent service Reviewed on: 11th May 2026

I have no problems with PayPal .

5
I have no problems with PayPal . I used it a lot I'm very happy with using it Reviewed on: 11th May 2026

Great app.

5
Great app. The best for safe use online when purchasing Reviewed on: 11th May 2026

Great 0% deals on paypal and it has encouraged me to...

5
Great 0% deals on paypal and it has encouraged me to use it more Reviewed on: 11th May 2026

Great service

5
Always there for purchases and reliable Reviewed on: 11th May 2026

Ease of use.

4
Ease of use. It can be frustrating at times when trying to log into the app. Reviewed on: 11th May 2026

Great service

4
Experience has been good, it lets me know via email when a statement is ready and when the payment is due Reviewed on: 11th May 2026

Application is easy and fuss free

4
Application is easy and fuss free Reviewed on: 11th May 2026

Been good over thr years

5
Been good over thr years. Would recommend people to use it if they need to. Reviewed on: 11th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 80012 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3760 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 101 reviews
    PayPal
    View all products