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PayPal: PayPal Credit reviews

4.90
Based on 105,697 reviews, last reviewed 13th May 2026
2530950% increase in 5 star reviews
in the past 90 days
7500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is easy to manage and make purchases PayPal is easy to manage and make purchases Reviewed on: 13th May 2026
Mash chad's avatar
Mash chad

Latest lowest rating:

1

Never ever trust Paypal My laptop was comprised and a £500 fraud took place using PayPal credit. PayPal just read script rubbish to me and would not stop the payment. Luckily... Read more Reviewed on: 13th May 2026
Benjamin S's avatar
Benjamin S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (105697)

Easy to use but a little tricky to see when refund i...

5
Easy to use but a little tricky to see when refund is applied. Reviewed on: 13th April 2026

Love the new feature for tracking all of your packag...

5
Love the new feature for tracking all of your packages- extra piece of mind Reviewed on: 13th April 2026

Very easy use .

5
Very easy use . No hassle thank you Reviewed on: 13th April 2026

Never had a bad experience.

5
Never had a bad experience. If something has gone wrong, PayPal, I’ve always exceeded my expectation. Reviewed on: 13th April 2026

Easy to use and quick, to be recomended

5
Easy to use and quick, to be recomended Reviewed on: 13th April 2026

Absolutely love PayPal for peace of mind, you can bu...

5
Absolutely love PayPal for peace of mind, you can buy with confidence knowing that your covered Reviewed on: 13th April 2026

Always handy for ease of payment and protection

5
Always handy for ease of payment and protection Reviewed on: 13th April 2026

PayPal is secure to use anywhere

5
PayPal is great to use for almost anything and it's protected, I feel secure using PayPal to do transactions anyway in the world. Thank you Reviewed on: 13th April 2026

I have been a customer for nearly 20 years and have...

5
I have been a customer for nearly 20 years and have nothing but praise for their customer service. Now with the addition of a debit card we can earn points and save money. Reviewed on: 13th April 2026

my experience with paypal credit so far

5
I heard about paypal credit from a friend but was hesitant to engage with it initially but after reading reviews and going through there process I felt confident and so glad I did as its been really helpful for me to pursue a dream of mine and the 0% interest is really helpful especially being a uni student. Reviewed on: 13th April 2026

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