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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Flawless and reliable service.

Flawless and reliable service. I feel comfortable and secure using it for any online purchase Reviewed on: 27th May 2025

Very good

Good customer service and smooth journey Reviewed on: 27th May 2025

Always there when i need it, very helpful

Always there when i need it, very helpful Reviewed on: 27th May 2025

I use PayPal from the time is been opened and I’m ne...

I use PayPal from the time is been opened and I’m never going to stop using it.Very good service very helpful. I am very happy with they service.Thank you PayPal Reviewed on: 27th May 2025

Very helpful and easy to use.

Very helpful and easy to use. It’s safe and is my go to whenever I’m making purchases Reviewed on: 27th May 2025

It has always been reliable and available to a lot o...

It has always been reliable and available to a lot of vendors Reviewed on: 27th May 2025

Great for blocking unsubscribed repeat charges

Instead of using Direct Debit via banks I've found PayPal gives me better control of my money. And it is also easier to block/prevent companies applying repeat charges for goods and services they are not providing Reviewed on: 27th May 2025

Easy, safe and secure...

I feel at ease because PayPal is safe and secure Reviewed on: 27th May 2025

It’s so reliable!

It’s so reliable! The best app for transactions worldwide without the need for disclosing your bank details. Very secure! Reviewed on: 27th May 2025

PayPal is so easy to use!

PayPal is so easy to use! It’s literally at your fingertips at all times so convenient Reviewed on: 27th May 2025

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