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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168287 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (168357)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

There has been times ive had cash issues, Paypal has...

There has been times ive had cash issues, Paypal has been there for me. When it comes to being able to get a food delivery to last us till pay day. Pay pal was there for me. Also giving me time to pay it off over 3 months, so I wasnt hit with paying the shopping back in one lump sum. PayPal has been a life saver. Reviewed on: 7th July 2026

Paypal Credit is easy to use, convenient and has goo...

Paypal Credit is easy to use, convenient and has good customer service. Pay in 3 is a great addition and allows me to make larger purchases more easily without worrying too much about debt. As with any credit, there is a level of anxiety that can come with it but Paypal Credit ultimately has been a good experience. Reviewed on: 7th July 2026

Excelent for value .

Excelent for value ..seen items on various sites but short of money PayPal credit sorted that out .super Reviewed on: 7th July 2026

I Love Paypal, THE BEST!

Paypal has always been a good credit provider and has helped me make big purchases. The customer service is exceptional and any discrepancies or issues always get solved within the same day. PAYPAL IS THE BEST! Reviewed on: 7th July 2026

Purchasing online is protected with Paypal.

I feel safe that everything I purchase online is protected with Paypal. I feel my money is safe Reviewed on: 7th July 2026

The easy option

It's easy with the options you can choose the best for you at that time Reviewed on: 7th July 2026

Great experience.

Great experience. I love and trust paypal Reviewed on: 7th July 2026

I have PayPal for approximately 12 years and the pla...

I have PayPal for approximately 12 years and the platform has always been easy to use. Having used the company to pay for and receive money has on most occasions been efficient and stress free. In the occasions where it hasn’t the staff have been very helpful and knowledgeable Reviewed on: 7th July 2026

It is very easy to use PayPal and you are much safer...

It is very easy to use PayPal and you are much safer than using direct the bank account Reviewed on: 7th July 2026

Very easy to use and manage exceptional value for money

Very easy to use and manage exceptional value for money Reviewed on: 7th July 2026

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