Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,044 reviews, last reviewed 13th May 2026
2546700% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Effortless and Intuitive I've never had an issue with any transaction, the app is very intuitive and easy to follow, sending and receiving payments is easy and information is ... Read more Reviewed on: 13th May 2026
Andrew P's avatar
Andrew P

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (106045)

I have never had a problem that PayPal couldn't fix...

5
I have never had a problem that PayPal couldn't fix and the safety with payment through it Reviewed on: 13th April 2026
Angie W's avatar
Angie W

A great help

5
PayPal has helped me provide gifts for family making things affordable by being able to split payments Reviewed on: 13th April 2026
Julie Orchiston's avatar
Julie Orchiston

Pay pal credit is great if you need that extra money...

5
Pay pal credit is great if you need that extra money to help you get through Reviewed on: 13th April 2026
Darren E's avatar
Darren E

The best 4 months no interest, 3 months pay later

5
The best 4 months no interest, 3 months pay later Reviewed on: 13th April 2026
Rence's avatar
Rence

I just the flexibility paypal brings to purchases.

5
I just the flexibility paypal brings to purchases. If they didnt do the 0% interest free period people would not be able to purchase expensive things. i love it and its all so easy to use. Thank you. The app is also excellent and easy to use and there are different payment flexible options. Reviewed on: 13th April 2026
Mark R's avatar
Mark R

A good pal to work with

5
Excellent service and very safe way of dealing with 3rd party transactions. My preferred way of doing finances. Reviewed on: 13th April 2026
Andrew B's avatar
Andrew B

Excellent and secure

5
I've been using Paypal for years. They offer excellent protection and come up with greeat offers. Their credit card scheme is excellent and noosts credit score and the idea with loyalty points was an incredible addition. I once got scammed too - they were incredibly helpful and fast in resolving and returning the money to me Reviewed on: 13th April 2026
Micha's avatar
Micha

Excellent customer service always with PayPal this i...

5
Excellent customer service always with PayPal this is their strength. Reviewed on: 13th April 2026
Gee A's avatar
Gee A

Having my Best Experience.

5
It makes payments so seamless and the pay back window is without stress. Reviewed on: 13th April 2026
Ovie I's avatar
Ovie I

Excellent experience

5
Everything thing a ask about is answered and dealt with promptly Reviewed on: 13th April 2026
frank hall's avatar
frank hall

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill