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PayPal: PayPal Credit reviews

4.73
Based on 149,327 reviews, last reviewed 5th Jul 2026
4477% increase in 5 star reviews
in the past 90 days
4317% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026
Ali A's avatar
Ali A

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026
Stephen EB's avatar
Stephen EB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149655)

PayPal credit is very convenient and something you c...

5
PayPal credit is very convenient and something you can rely on Reviewed on: 11th May 2026

Excellent!

5
I highly recommend PayPal credit because if you spend more than £99 you have 4 months free of charge to pay back your balance. You can also use your PayPal credit card paying online or in a physical shop. Very helpful. Reviewed on: 11th May 2026

It is very easy to use

4
It is very easy to use and is very user friendly Reviewed on: 11th May 2026

Very helpful service and excellent customer service

5
Very helpful service and excellent customer service Reviewed on: 11th May 2026

Many ways to pay in one

5
I like the ease of using all the different parts of PayPal so easily. Pay in 3 or credit or just paying direct from my own bank via PayPal is very handy Reviewed on: 11th May 2026

Always very quick respond And big support for customer

5
Always very quick respond And big support for customer Reviewed on: 11th May 2026

Easy to use.

5
Easy to use. Good service. Protected payments. Reviewed on: 11th May 2026

Provides a good and straightforward service.

5
Provides a good and straightforward service. Easy to use. Good customer service to sort out any disputes. Reviewed on: 11th May 2026

PayPal makes life easy

5
PayPal makes life easy for everyday purchases. Reviewed on: 11th May 2026

Easy to use, good payment plans, secured payments

5
Easy to use, good payment plans, secured payments Reviewed on: 11th May 2026

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