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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106140 reviews)

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4.90

Based on 106,140 reviews, last reviewed 13th May 2026

2551150% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy access to buy things with just my email Easy access to buy things with just my email Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106140)

Simply amazing, easy to use, nothing hidden, just ea...

Simply amazing, easy to use, nothing hidden, just ease start to finish Reviewed on: 13th April 2026

Positive, easy payments, good communication

Positive, easy payments, good communication Reviewed on: 13th April 2026

Since I’ve been using PayPal, it’s been a good way t...

Since I’ve been using PayPal, it’s been a good way to pay things over a short period of time without paying interest it sure thinks a good idea for some people but might not have the money straight away Reviewed on: 13th April 2026

Never had an issue using paypal, everything is very...

Never had an issue using paypal, everything is very clear and easy to use Reviewed on: 13th April 2026

Always secure, professional and trustworthy

Always secure, professional and trustworthy Reviewed on: 13th April 2026

Helpful service used for years

Interest free Credit for 4 months is a really good feature to organise spending. Reviewed on: 13th April 2026

I use PayPal where I can and find it a great choice.

I use PayPal where I can and find it a great choice. Always helpful when I have needed to contact customer services. Reviewed on: 13th April 2026

Excellent

Easy to use and reliable and secure Reviewed on: 13th April 2026

Krystyna

I’m very satisfied with my PayPal account. It’s easy to use and very convenient. I especially like the “Buy Now, Pay Later” option that allows payments to be split into four months. It really helps manage expenses. Highly recommended! Reviewed on: 13th April 2026

My favorite way to pay

I’ve been using PayPal for a long time, and it’s hands down the best way to shop. What I love most is the ability to buy on credit through "Pay in 4" or PayPal Credit. It gives me the financial flexibility to manage my monthly budget without any stress. The process is incredibly smooth, transparent, and, most importantly, secure. It’s great to know that my purchases are protected while I enjoy the convenience of paying in installments. Highly recommended for anyone who values smart and safe shopping! Reviewed on: 13th April 2026

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