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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149727 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149727)

PayPal is the best , never have let me down

PayPal is the best , never have let me down Reviewed on: 12th May 2026

Handy anytime, it’s always available on your mobile

Handy anytime, it’s always available on your mobile Reviewed on: 11th May 2026

Great credit company, alway here to help

Great credit company, alway here to help Reviewed on: 11th May 2026

I basically use PayPal for all my purchases online.

I basically use PayPal for all my purchases online. It is smooth and effortless.. Reviewed on: 11th May 2026

I find it very easy to use with best rate...

I find it very easy to use with best rate Reviewed on: 11th May 2026

Reliability

When you need funds and PayPal has your back is a nice feeling that you can rely on your suppliers Reviewed on: 11th May 2026

Best and easiest way to purchase anything I want /ne...

Best and easiest way to purchase anything I want /need from gadgets to pet food basically anything I can imagine Reviewed on: 11th May 2026

Very good experience and best credit financial to go...

Very good experience and best credit financial to go for it Reviewed on: 11th May 2026

Love PayPal but when it comes to buying products I w...

Love PayPal but when it comes to buying products I wish we could do more instalment payment Reviewed on: 11th May 2026

I’ve had a really good experience with PayPal overall.

I’ve had a really good experience with PayPal overall. It’s super easy to use, whether I’m sending money to someone, paying for something online, or just checking my transactions. Everything feels straightforward and quick, which makes a big difference when you’re using it regularly. One thing I really appreciate is the sense of security. It feels safe to use, especially when buying from places or people you don’t know that well. Knowing there’s some level of protection if something goes wrong gives a lot of peace of mind. It’s also really convenient for international payments, which can otherwise be a bit of a hassle. With PayPal, it just works without needing to think too much about the details. Overall, it’s just a reliable, hassle-free way to manage payments, and it’s been consistently helpful whenever I’ve needed it. Reviewed on: 11th May 2026

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