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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106280 reviews)

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4.90

Based on 106,280 reviews, last reviewed 13th May 2026

2557550% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Have had a few items on PayPal credit and the proces... Have had a few items on PayPal credit and the process has been simple and straight forward, no fuss no worries. PayPal always remind you of when payme... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106280)

The rewards add up fast and equate to actual cash!

I use the rewards often to shop in particular places such as ASOS and Iceland as these are places I would normally shop so I have earned extra points which was then super easy to use at checkout when purchasing anything. PayPal is also always available at checkout of any store/online purchase. Reviewed on: 13th April 2026

Happy customer

I love the fact I have time to pay for purchases over £99 or more longer interest free for 4 months and it’s easy to understand my statements. Reviewed on: 13th April 2026

Paypal is a great line of credit and

Excellent line of credit helps out with monthly bilss Reviewed on: 13th April 2026

Perfect app.

Perfect app. Easy to use. Secured payment. Reviewed on: 13th April 2026

Easy to use and more affordable.

Easy to use and more affordable. I definitely recommend PayPal. Reviewed on: 13th April 2026

PayPal is great at making purchases on line easy and...

PayPal is great at making purchases on line easy and very accessible and most importantly discounts on purchases made on my regular shops Reviewed on: 13th April 2026

Easy, Convenient & Helpful

I use paypal debit for my shopping and get points, at the same time I have some credit purchasing through paypal credit. Its easy, convenient and helpful, really happy with paypal Reviewed on: 13th April 2026

I like the points you earn for spending.

I like the points you earn for spending. Easy to use Reviewed on: 13th April 2026

PayPal is great

I always use PayPal as it gives me an extra level of protection. All issues have been dealt with promptly and professionally. Plus now I get points every time I use the debit card. I've already accumulated over £40 to spend on any purchase. Reviewed on: 13th April 2026

Never any issues and easy to use and understand.

Never any issues and easy to use and understand. Reviewed on: 13th April 2026

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