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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149777 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149777)

I have so far had a good experience

I have so far had a good experience Reviewed on: 12th May 2026

Great service

Easy and good really the best I will give my review to many friends Reviewed on: 12th May 2026

Not good at all, Paypal is highly Not recommended

I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostly overseas filipinos or whatever, tehre was a clear pattern of call avoidance and lack of respect snd professionalism during the recent calls I had with them, which were payment disputes witha merchant, but instead of helping, they avoid supporting the customer, I do not reocmmend doing any business or relying on paypal services, you will only be left disappointed with your query unresolved. They will not provide you with reasonable adjustments and you will have to repeat your query several times for them to understand how serious your claims are. These people at Paypal do not value a loyal customer and lack basic courtesy, advocacy and care. Avoid and stay as far away from Paypal. Reviewed on: 12th May 2026

Amazing always helps out.

Amazing always helps out. Good communication and would highly rate Reviewed on: 12th May 2026

My amazing experience Using PayPal

I’ve used PayPal regularly for sending and receiving payments, online shopping, and managing transactions. I’m confident using the platform to keep track of payments, check transaction history, and deal with refunds or payment queries when needed. Through both work and personal use, I’ve become comfortable using digital payment systems and handling transactions accurately and securely. Reviewed on: 12th May 2026

Paypal purchase with protection and security

PayPal has always given me security and protection when purchasing services and products. Customer service has been exceptional when I have had an issue with a purchase or transaction with a seller or retailer. Reviewed on: 12th May 2026

My experience been smooth and reliable.

My experience been smooth and reliable. Payment processed quickly, and platform is easy to use. Reviewed on: 12th May 2026

Very good in providing support when asking advice

Very good in providing support when asking advice Reviewed on: 12th May 2026

Highly recommend

I'm very satisfied with their excellent and professional service. Reviewed on: 12th May 2026

I love the PayPal credit options, they make it so mu...

I love the PayPal credit options, they make it so much easier to spread the cost and manage payments without feeling overwhelmed. Reviewed on: 12th May 2026

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