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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,331 reviews, last reviewed 13th May 2026
2559950% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service, never had any issues. Great service, never had any issues. Got approved for credit easily. Assigining reoccurring payments is super easy. I will continue to use the PayPal ... Read more Reviewed on: 13th May 2026
Blair D's avatar
Blair D

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (106331)

Guriumarok

5
Everything was great. Best service I ever get. Will be back Reviewed on: 13th April 2026
Damian M's avatar
Damian M

Excellent

5
Excellent experience, great customer service convenient way to buy now pay later Reviewed on: 13th April 2026
Sam w's avatar
Sam w

Multiple offers available

5
I have bn with PayPal for 10 years and I have enjoyed multiple offers including buy now pay later, pay in 3 etc Reviewed on: 13th April 2026
Raqib A's avatar
Raqib A

Paypal credit has given me freedom

5
Paypal credit has given me freedom to buy and experience things with the flexibility of 4 months to clear the cost at no extra cost it is a brilliant feature. Reviewed on: 13th April 2026
laureneewheatley@gmail.com's avatar
[email protected]

I have been a long time user of PayPal and the 0% ov...

4
I have been a long time user of PayPal and the 0% over 4 months and protection when purchasing goods in unmatched. Customer service excels and has your Interests at their core. Reviewed on: 13th April 2026
AE's avatar
AE

Paypal credit card is easy to use and very handy to...

5
Paypal credit card is easy to use and very handy to have for emergencies and the flexible payment method helps. Thanks to PayPal team this works for me. Reviewed on: 13th April 2026
Kenny's avatar
Kenny

Very easy to use and like 0% for 4 months interest f...

5
Very easy to use and like 0% for 4 months interest free Reviewed on: 13th April 2026
Jas pal's avatar
Jas pal

Great service

5
I find using PayPal very easy to use,especially the pay in 3 function .Also the customer support is very very good. Reviewed on: 13th April 2026
John G's avatar
John G

15 years with paypal

5
I have been with paypal about 15 years or more, always easy to use, with no problems. Reviewed on: 13th April 2026
Ricky B's avatar
Ricky B

Hard to make some payments despite having credit.

4
Most payments are easy with no trouble but I ordered a new phone and had to pay off my old phone that had broken. I tried to use PayPal credit card and despite trying several times my payment would not go through. I did phone for help but they said it wasn't there problem but the company I was buying from. When the payment was declined it did say on my PayPal account that they had cancelled the payment due to fraud even after I had clicked on it was me. This happened several times over 3 days, I gave up and used a different card. Not helpful. Reviewed on: 13th April 2026
Debra W's avatar
Debra W

Review PayPal: PayPal Credit now

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