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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149822 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149822)

Good service would recommend ****

Good service would recommend **** Reviewed on: 12th May 2026

Fast, Secure & Super Convenient

I’ve used PayPal for over 15 years and it’s always been a service I can rely on. It makes online shopping quick, easy, and gives that extra peace of mind when making purchases. One feature I’ve found particularly useful is Pay in 3, it’s a really convenient way to spread the cost of bigger purchases without hassle, and the process is always straightforward. Overall, a trustworthy and user-friendly service that I’ve happily used for many years. Reviewed on: 12th May 2026

I've had a good experience so faro take advantage of...

I've had a good experience so faro take advantage of the pay in 3 and 0% for 4 months Reviewed on: 12th May 2026

Fast acceptance, easy to understand terms

I used PayPal credit to purchase my furniture from ikea for my first flat on my own. It was super easy to set up payments, I was accepted quickly and everything was explained well. I like how I can see how much is left to pay on the app, and it’s easy to make additional payments if I want to. Reviewed on: 12th May 2026

Professional, accommodating, resolving.

Professional, accommodating, resolving. , Reviewed on: 12th May 2026

Great start, easy to set up and good app support...

Great start, easy to set up and good app support Reviewed on: 12th May 2026

Jolly times......

So easy to use and great service when in need highly recommend Reviewed on: 12th May 2026

PayPal Credit is very convenient.

PayPal credit is super handy. They've got all sorts of payment options, depending on what you need or how you like to pay. It makes things affordable, whether it's something urgent or you're just a bit short on cash. Reviewed on: 12th May 2026

Used paypal forever.

Used paypal forever. Secure and easy to use. I feel better when I use it as it gives me an extra layer of protection. Love the credit, pay in 3 option and the new debit card. Reviewed on: 12th May 2026

Excellent interst free options

The interest free options offered by PayPal credit allows me to plan my finances and makes those unexpected purchases like needing a new household appliance stress free. Reviewed on: 12th May 2026

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