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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149859 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149859)

Very easy to use for everyday purchases

Very easy to use for everyday purchases and to set up the credit agreement. Reviewed on: 12th May 2026

Good service.

Good service. The fact that you can connect your bank and pay with PayPal card. Reviewed on: 12th May 2026

I purchase a lot through PayPal on credit pay in 3...

I purchase a lot through PayPal on credit pay in 3 and debit card I feel more protected through PayPal . only down side is it can take a long time for the account payments to go through Reviewed on: 12th May 2026

PayPal credit saved my life.

PayPal credit has quite literally saved my life. No other financial aid has helped but them. Thanks PayPal Reviewed on: 12th May 2026

It's just easy

It's just easy to use, never any hassle Reviewed on: 12th May 2026

Good easy to use plus you can get a PayPal debit car...

Good easy to use plus you can get a PayPal debit card to use in the shop to Reviewed on: 12th May 2026

Easy to use and safe way of making payments

Easy to use and safe way of making payments Reviewed on: 12th May 2026

Always so helpful, and will always communicate any c...

Always so helpful, and will always communicate any changes Reviewed on: 12th May 2026

Simplicity

Easy and simple to use pay in 3 is amazing for larger items Reviewed on: 12th May 2026

Hi PayPal is the best help thank you

Hi PayPal is the best help thank you Reviewed on: 12th May 2026

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