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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106413 reviews)

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4.90

Based on 106,413 reviews, last reviewed 13th May 2026

2563800% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great service. Great service. Have been a long time customer and have had nothing but a good experience. Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106413)

I am really happy with using this for ages again and...

I am really happy with using this for ages again and again Reviewed on: 13th April 2026

It is fast easy to use and reliable

It is fast easy to use and reliable Reviewed on: 13th April 2026

I find PayPal credit very convenient and love their...

I find PayPal credit very convenient and love their 0% 4 month payment options. So useful to budget expenditures. Reviewed on: 13th April 2026

PayPal is for everyday and every one

I have been using PayPal for over 10 years and love the service my bank details are safe I can shop in so many places and app so easy to use Reviewed on: 13th April 2026

Easy to use Pay Pal Credit and very useful

Easy to use Pay Pal Credit and very useful Reviewed on: 13th April 2026

A Smarter Way to Pay: My PayPal Journey

I’ve had a consistently positive experience using PayPal as my go-to payment platform. It offers a seamless and secure way to send and receive money, whether I’m shopping online, splitting bills, or managing personal transactions. The interface is intuitive and easy to navigate, which makes even more complex tasks feel straightforward. One of the things I value most is the strong sense of security and buyer protection, which gives me confidence when making purchases from new or international sellers. Transactions are quick, and I appreciate how efficiently everything is tracked in one place. Overall, PayPal has made managing payments more convenient and reliable, saving me time and providing peace of mind in my day-to-day financial activities. Reviewed on: 13th April 2026

Never had any problems using PayPal

Never had any problems using PayPal Reviewed on: 13th April 2026

A Big help when used wisely

i have always used paypal to help me budget for shopping ,as a payment medium , used properly it gives you a breathing space when paying for purchases, use wisely and read terms and conditions you will find its a big help . Reviewed on: 13th April 2026

Not like its used to be

It’s okay. I used to feel secure using PayPal, but now I don’t. It honestly feels like they always favour the sellers, not the buyers. Reviewed on: 13th April 2026

Simplicity personified

Very easy to use reliable and accepted world wide making purchases of foreign goods a doddle Reviewed on: 13th April 2026

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