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PayPal: PayPal Credit reviews

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4.90
Based on 106,456 reviews, last reviewed 13th May 2026
2565750% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s a Great way to buy the bigger items that cost m... It’s a Great way to buy the bigger items that cost more and spread it over a few months. No interest and I can overpay if I can afford too. It’s helpe... Read more Reviewed on: 13th May 2026
Katie A's avatar
Katie A

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (106456)

Very simple to initiate and understand.

5
Very simple to initiate and understand. Reviewed on: 13th April 2026
Phil C's avatar
Phil C

A great way to purchase safely with an excellent var...

5
A great way to purchase safely with an excellent variety of options. Reviewed on: 13th April 2026
Rj's avatar
Rj

Top Notch

5
Top Notch no issues with refunds etc. Reviewed on: 13th April 2026
James B's avatar
James B

Works exactly as it should

5
PayPal Credit has been reliable and simple to use. Payments are easy to manage, and the service does exactly what it’s supposed to without any issues. A solid option for flexible spending. Reviewed on: 13th April 2026
Andrew r's avatar
Andrew r

Easy with Pay Pal CREDIT

5
Used a few times without issues,,… I like that I’m able to to pay to pay off sooner if I want to and the fact that I get loyalty points when I use pay pal credit Reviewed on: 13th April 2026
Keith Bowler 's avatar
Keith Bowler

Highly recommended

5
The paypal + programme has been a game changer and would highly recommend savvy folks out there to take advantage. Reviewed on: 13th April 2026
Junaid's avatar
Junaid

Always there for me, credit, 3 in 1, payments are pr...

5
Always there for me, credit, 3 in 1, payments are protected Reviewed on: 13th April 2026
Sever Botezatu's avatar
Sever Botezatu

PayPal credit is very useful to be able to spend you...

5
PayPal credit is very useful to be able to spend your expenditure across 4 months Reviewed on: 13th April 2026
Sonu s's avatar
Sonu s

I’ve had a good experience using PayPal Credit.

5
I’ve had a good experience using PayPal Credit. The application process was quick, and it’s been really convenient for spreading the cost of purchases. Payments are easy to manage through the app, and everything is clearly laid out. As long as you stay on top of repayments, it’s a useful financial tool. Reviewed on: 13th April 2026
Alshugaa Alshugaa's avatar
Alshugaa Alshugaa

No problem with PayPal credit.

5
No problem with PayPal credit. Im really recomendet Reviewed on: 13th April 2026
Sylwia D's avatar
Sylwia D

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