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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (153009 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (153039)

Great service

It helped me a lot I love the rewards points u get when u shop online or store, great customer service to Reviewed on: 15th May 2026

Simple and safe to use with great customer service

Simple and safe to use with great customer service Reviewed on: 15th May 2026

Easy to use !

Easy to use ! Straightforward! No hidden fees or anything like that ! Reviewed on: 15th May 2026

Exceptional customer service

The exceptional customer service and competitive rates are highly appreciated, as is the ability to accrue points that can be converted into cash with each card usage. Reviewed on: 15th May 2026

Good interest rates and easy to use and make payments

Good interest rates and easy to use and make payments Reviewed on: 15th May 2026

I feel that it much protected than any other way of...

I feel that it much protected than any other way of making payments or receiving. Reviewed on: 15th May 2026

Never have any issues using paypal services

Never have any issues using paypal services Reviewed on: 15th May 2026

A great financial product

PC has been a great financial product for me and I have used to it many times to spread costs and purchase higher cost items. It's been smooth, helpful and really invaluable for me. Reviewed on: 15th May 2026

PayPal is reliable with great customer service, they...

PayPal is reliable with great customer service, they’re trustworthy so you know you’re purchases are safe and covered. the app is easy to use and find your way around, you also get points when paying with PayPal which turns into cash to use Reviewed on: 15th May 2026

Convenient quick safe and secure - takes the hassle...

Convenient quick safe and secure - takes the hassle away on a shopping day Reviewed on: 15th May 2026

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