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PayPal: PayPal Credit reviews

4.73
Based on 167,691 reviews, last reviewed 7th Jul 2026
1469% increase in 5 star reviews
in the past 90 days
1465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026
Amy K's avatar
Amy K

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026
KC's avatar
KC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (168032)

Very informative and easy to use, cannot recommend e...

5
Very informative and easy to use, cannot recommend enough!!! Reviewed on: 8th June 2026

Easygoing interest free payments

5
I love the ease and safety of using the pay pal app and whe I make a larger sum payment I opt for the 3 interest free payment to spread the cost Reviewed on: 8th June 2026

PayPal has been great for all my retail transactions

5
PayPal has been great for all my retail transactions Reviewed on: 8th June 2026

PayPal is my main online payment platform.

5
PayPal is my main platform making payments online.I find it safe an easy. Reviewed on: 8th June 2026

Paypal has thus far been very reliable and makes me...

5
Paypal has thus far been very reliable and makes me trust the making business via them is secured. I tend to select PayPal for most, if not all my online shopping being confident I will get support from them. Reviewed on: 8th June 2026

Best payment method , all in one place

5
Best payment method , all in one place Reviewed on: 8th June 2026

Flexible to suit me

5
PayPal credit is flexible, offering pay in 3, and 4 months 0% interest. The rewards are great too Reviewed on: 8th June 2026

it is what it is - very handy to have

5
it is what it is - very handy to have Reviewed on: 8th June 2026

Smooth Sailing

5
Always been smooth sailing with PayPal, transactions, sending money to family and friends and buying crypto easily. Reviewed on: 8th June 2026

PayPal credit is hassle free purchase for what we ne...

5
PayPal credit is hassle free purchase for what we need, it’s quick, safe and secure to use. Just one click away for purchasing your fancy item. Interest free payment options is excellent way of payment. Thank for the PayPal services Reviewed on: 8th June 2026

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