Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168100 reviews)

View other PayPal products

4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (168114)

PayPal review

Amazing company great customer service and quick easy payments highly recommend Reviewed on: 8th June 2026

Good one especially 0% APR for next 4 months after p...

Good one especially 0% APR for next 4 months after purchase Reviewed on: 8th June 2026

Additional service

Excellent experience and very usefull to have. Reviewed on: 8th June 2026

Excellent product!

Excellent product! Easy to manage and yo control Reviewed on: 8th June 2026

PayPal pay in 3 fan

Easy to use and pay in 3 is a good idea and very useful Reviewed on: 8th June 2026

PayPal is great app and PayPal credit helps small bu...

PayPal is great app and PayPal credit helps small businesses Reviewed on: 8th June 2026

Attractive benefits.

I am very happy to have pay in 3 months by PayPal and 0% interest for purchases on more than £ 99. Reviewed on: 8th June 2026

I’ve had no issues at all so far.

I’ve had no issues at all so far. Will continue to use Reviewed on: 8th June 2026

Great service very good company,and very secure to pay

Great service very good company,and very secure to pay Reviewed on: 8th June 2026

One of my best payments options I always try to use...

One of my best payments options I always try to use PayPal where its possible Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3809 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 87158 reviews
Payments
from PayPal 4.70 from 3809 reviews
Credit card
from PayPal 4.69 from 115 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub