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PayPal: PayPal Credit reviews

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4.90
Based on 106,567 reviews, last reviewed 13th May 2026
2570850% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Dependable experience , perfect for online use, smoo... Dependable experience , perfect for online use, smooth and flawless app more and more websites now use PayPal virtual credit card Reviewed on: 13th May 2026
Jerald W's avatar
Jerald W

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (106567)

Fabulous provider

5
Accepted in so many places, app is really easy to use Reviewed on: 13th April 2026
Kelly S's avatar
Kelly S

Easy set up very useful payment system

5
Easy set up very useful payment system Reviewed on: 13th April 2026
Mike B's avatar
Mike B

Make a friend with PayPal

5
PayPal is convenient to use and widely accepted by most retailers Reviewed on: 13th April 2026
Brian W's avatar
Brian W

Best credit card.

5
Best credit card. Paypal is amazing and gives 4months interest free Reviewed on: 13th April 2026
Dangira P's avatar
Dangira P

Amazing Paypal

5
Excellent experience. Nothing negative Reviewed on: 13th April 2026
Grace B's avatar
Grace B

The smart way

5
Very easy to use, no issues set up to never miss a paymemt Reviewed on: 13th April 2026
Scott's avatar
Scott

PayPal offers great incentives

5
I’ve never needed to use customer service but I appreciate the incentives that PayPal offers and the app is easy to use. Reviewed on: 13th April 2026
Vicki S's avatar
Vicki S

Love it so much helps me when I really need...

5
Love it so much helps me when I really need it Reviewed on: 13th April 2026
Yusuf I's avatar
Yusuf I

What's not to love

5
Yhe app is So easy to use.Paypal.meet all my needs and love the new rewards programme. Reviewed on: 13th April 2026
Tracy's avatar
Tracy

I recently missed a payment on my credit statement a...

5
I recently missed a payment on my credit statement as I simply forgot to make the payment. One of the lovely people at PayPal rang me to advise me that I was a day late in making payment and asked me if I was OK with making the minimum payment. Being completely embarrassed that I had missed the payment, I obviously immediately paid the amount I had been meaning to pay for a week. The person on the phone was very understanding that I had simply forgot to make the payment due to being busy at work. No extra charges were applied to my account for late fees. I have continued using the PayPal credit option for major purchases because of this. Reviewed on: 13th April 2026
Christopher B's avatar
Christopher B

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