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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168151 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168156)

PayPal my new best friend

Really easy to use PayPal through the app. Applied for a credit card account and was really simple application decision was immediate. Great service Reviewed on: 8th June 2026

Amazing experience using PayPal Credit

Helpful when balancing out spending, getting extra time to pay back and the limit is generous. Reviewed on: 8th June 2026

The goto finance provider in my opinion.

The goto finance provider in my opinion. Easy process for my purchases Reviewed on: 8th June 2026

I find PayPal to be a trustworthy and reliable payme...

I find PayPal to be a trustworthy and reliable payment method. I have not experienced any issues when using it, and I feel reassured knowing that support is available should anything go wrong with a transaction. Reviewed on: 8th June 2026

App is easy and quick to use.

App is easy and quick to use. Never had any issues with PayPal. Highly recommend using to others. Reviewed on: 8th June 2026

Excellent Service

I always use paypal as much as i can it gives me so much confidence in buying products,knowing that if anything goes wrong Paypal has your back Reviewed on: 8th June 2026

Great app and user friendly.

Great app and user friendly. Secure payments and cash back too! What's not to like. Reviewed on: 8th June 2026

Use PayPal for everything knowing my money is safe

Use PayPal for everything knowing my money is safe Reviewed on: 8th June 2026

Very good, been using it for 11 years now.

Very good. Been using PayPal for 11 years. Reviewed on: 8th June 2026

Easy to use and great service, fast and simple with...

Easy to use and great service, fast and simple with easy to use functionality Reviewed on: 8th June 2026

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