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PayPal: PayPal Credit reviews

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4.90
Based on 106,591 reviews, last reviewed 13th May 2026
2572000% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been using PayPal for years. I have been using PayPal to buy things fir years. Sometimes on credit over time and sometimes in 3 installments but it's always so easy to use and pay... Read more Reviewed on: 13th May 2026
Paganbunion's avatar
Paganbunion

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106591)

Easy to use and flexible payment options.

5
Easy to use and flexible payment options. 4 months interest free on £100 purchases are always a plus! Reviewed on: 13th April 2026
James H's avatar
James H

Feel safer with Paypal

5
With Paypal, I feel safer while doing online shopping! Reviewed on: 13th April 2026
Dr F's avatar
Dr F

Seamless way to get credit

5
Seamless way to get credit, multiple payment options to suit my financial limits and easy to access Reviewed on: 13th April 2026
Robert's avatar
Robert

Mary moos

5
Excellent service highly recommend Reviewed on: 13th April 2026
Mary H's avatar
Mary H

Simple and easy

5
All experiences with PayPal has been easy and a great way of paying for things in a simple, efficient method that causes no stress at all. Would definitely recommend it to someone who does not use it or is thinking of using a credit card. Reviewed on: 13th April 2026
Oneillsam's avatar
Oneillsam

Nice and Easy

5
Simple to use, great options & excellent rates for credit Reviewed on: 13th April 2026
MJT 's avatar
MJT

Good start for any progress

5
Good start for any progress in your life Reviewed on: 13th April 2026
Kristine Mileiko 's avatar
Kristine Mileiko

Pay in 3 is handy to spread the cost of whatever you...

5
Pay in 3 is handy to spread the cost of whatever you're buying. The new PayPal + is great for building uo points that can be used as cash. Reviewed on: 13th April 2026
Sean w's avatar
Sean w

Split payment.

5
Paypal is easy way to spread the cost over 4 months with the clear explanation. Reviewed on: 13th April 2026
Leonids Klimovs's avatar
Leonids Klimovs

PayPal has been a really great help and made things...

5
PayPal has been a really great help and made things so easy for me, I can just look for clothes or whatever, pop them in my back then just press PayPal at the checkout, I then have time to pay for whatever I've bought and as long as I've paid the balance off in time everything is fine. Its great I think as I said, thanks. Reviewed on: 13th April 2026
shaun lawson's avatar
shaun lawson

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