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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106619 reviews)

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4.90

Based on 106,619 reviews, last reviewed 13th May 2026

2573350% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Exceptional, highly recommended. Exceptional, highly recommended. Reliable and easy to use. Will definitely recommend to friends and family. Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106619)

Been using PayPal for years.

Been using PayPal for years and won’t use anything else. Reviewed on: 13th April 2026

Easy to purchase, quick pay service.

Easy to purchase, quick pay service. Reviewed on: 13th April 2026

Everyday spending points

Everyday spending earns points, building up a cash box very quickly. Reviewed on: 13th April 2026

Easy peasy

Good n easy way to pay for products ... Nice pay back solutions Reviewed on: 13th April 2026

It's safe for my money

It's safe for my money I'm very fast and good quality Reviewed on: 13th April 2026

Using PayPal for many years now, all safe and sound...

Using PayPal for many years now, all safe and sound Reviewed on: 13th April 2026

The best option

The best of credit, they are the best credit of opinion Reviewed on: 13th April 2026

Communicated well when I had a problem,problem sorte...

Communicated well when I had a problem,problem sorted withing 5 minutes. I was worries, but they took that away amazing staff Reviewed on: 13th April 2026

An easy way to pay and good zero percent finance on...

An easy way to pay and good zero percent finance on bigger purchases Reviewed on: 13th April 2026

Excellent service.

Excellent service. Quick and helpful when needed. Has been a very useful app from paying others or helping me to pay over time. Would be lost without it now. I also love the new points system. Its a great idea. Reviewed on: 13th April 2026

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