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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168198 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168217)

5 star paypal credit

Needed credit for emergency purchase. Paypal credit was easy and excellent value. Gave me what I needed straight away and excellent pay back options and time scale Reviewed on: 8th June 2026

Scammers killer

I pay everything with paypal because it’s safer to dispute scammers Reviewed on: 8th June 2026

Honestly

I honestly love PayPal, I have never had an issue with anything.. Anything I returned I got paid back for it.. I would recommend PayPal to anyone Reviewed on: 8th June 2026

Good product, easy to use as well

Good product, easy to use as well Reviewed on: 8th June 2026

PayPal - My Safe Place

Always easy to use, makes all my transactions smooth and quick but, most importantly, it's so safe. I feel protected with every transaction I make. Reviewed on: 8th June 2026

PayPal is very easy to use and very convenient for m...

PayPal is very easy to use and very convenient for me and my family Reviewed on: 8th June 2026

Very fast service, excellent interest rates.

Very fast service, excellent interest rates. Very frequent updates, feel safe and secure using PayPal. Always sends receipts and from which company. Highly recommend to friends and family. Reviewed on: 8th June 2026

Great service, Happy to use paypal

Great service, Happy to use paypal Reviewed on: 8th June 2026

Strongly recommed

App is very user friendly can find information quickly & also with plenty of other relevant information Reviewed on: 8th June 2026

Go-to for online shopping

I always try to use PayPal if possible for all my online purchases. Reviewed on: 8th June 2026

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