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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168375 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168418)

Safe, Secure, Swift Finances

I use paypal for all my online transactions - this avoids me sharing card and bank details with online retailers providing me with a level of security as well as ease of use. In addition I take advantage of their 0% payment options which allows me to spread payments over a number of months when it is convenient to me. The paypal website and app provide a simple to use interface to both monitor my transactions and payment plans providing me with a good oversight of my paypal finances. I thoroughly recommend paypal to other online users. Reviewed on: 8th June 2026

It just works.

It just works. Decent range of options and easy enough to manage Reviewed on: 8th June 2026

I love the pay in 4 feature.

I love the pay in 4 feature. I have a high credit limit too. Reviewed on: 8th June 2026

Very reliable

PayPal has indeed be supportive to me especially when I bought a fake product online they ensure I got my money back back Reviewed on: 8th June 2026

Always been very good.

Always been very good. Never had any issues. Reviewed on: 8th June 2026

Never had any issues.

Never had any issues. Always support with enquiries Reviewed on: 8th June 2026

PayPal credit - yes please

PayPal credit is easy to use and has great customer service Reviewed on: 8th June 2026

Easy to use, secured and great service

Easy to use, secured and great service Reviewed on: 8th June 2026

Great range of products

Buy now, pay later and paypal credit and debit card features are great to use. I enjoy the reward alongside these products which are more competitive than the other banks I am with. Reviewed on: 8th June 2026

I’m a disabled man when every I phone up they can no...

I’m a disabled man when every I phone up they can not doing a thought for me. Reviewed on: 8th June 2026

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