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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106645 reviews)

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4.90

Based on 106,645 reviews, last reviewed 14th May 2026

2574550% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use, handy to know it is there. Easy to use, handy to know it is there. Improves credit score. Good to have. Reviewed on: 14th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106645)

Simple and effective

User friendly, really love how easy and straightforward the whole process is. I’ve been using it for a while and I’ve enjoyed it every step of the way. It’s made my life easier, couldn’t ask for more. Reviewed on: 13th April 2026

PayPal has your back if there is a problem with a pu...

PayPal has your back if there is a problem with a purchase. I feel safe in their hands Reviewed on: 13th April 2026

The best way to pay is PayPal for security and peace...

The best way to pay is PayPal for security and peace of mind Reviewed on: 13th April 2026

Very clear app layout, very featureful app.

Very clear app layout, very featureful app. Reviewed on: 13th April 2026

I have never had problems with my experience dealing...

I have never had problems with my experience dealing with PayPal to purchase items as well as the monthly credit they give me. Reviewed on: 13th April 2026

Paypal for me is the best option to manage my...

Paypal for me is the best option to manage my money Reviewed on: 13th April 2026

Been using PayPal for years.

Been using PayPal for years and won’t use anything else. Reviewed on: 13th April 2026

Easy to purchase, quick pay service.

Easy to purchase, quick pay service. Reviewed on: 13th April 2026

Everyday spending points

Everyday spending earns points, building up a cash box very quickly. Reviewed on: 13th April 2026

Easy peasy

Good n easy way to pay for products ... Nice pay back solutions Reviewed on: 13th April 2026

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