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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168657 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168803)

PayPal has been a good experience for me the super g...

PayPal has been a good experience for me the super good at exchanging thing that you might not understand there interest on borrowing if fair I have no complaints I’ve already recommended family and friends who are now happy customers I look forward to the future with Paypal I’m thinking about getting Paypal debit card next thank you Paypal love you all one of the best lenders out there keep the good work up . Reviewed on: 8th June 2026

Smooth and fast payment.

Smooth and fast payment. Good credit provided. Reviewed on: 8th June 2026

Convenient and safe

Paypal is a safe convenient way of paying for items small or large. My only reason for 4/5 stars is when making payments to my PayPal a count from my bank it takes a long time to clear. Reviewed on: 8th June 2026

Best method of payment online

Easy to use and different payment methods that can be used across multiple sites make it an excellent choice for payments and you can use it with confidence you will be safe. Reviewed on: 8th June 2026

Love pay pal credit and the 4 month interest free op...

Love pay pal credit and the 4 month interest free option on large purchases Reviewed on: 8th June 2026

Easy to navigate lots of options to pay

Easy to navigate lots of options to pay Reviewed on: 8th June 2026

Instant, easy to use and a reasonable rate

I use credit when the purchase is too much for pay in three. Instant and no hassle. Easy to use on my phone. Would always prefer lower interest rate! Reviewed on: 8th June 2026

Simple, easy & convenient to use

So easy to use for most of my online purchases. I know I’m safe using PayPal. All my online purchases have the option to pay by PayPal or pay in 3. Can’t rate it enough, absolutely brilliant! Reviewed on: 8th June 2026

Highly recommended

I’ve been using PayPal for long time, both online shopping and for sending money to friends. The platform’s biggest advantage is its speed and the fact that I don’t have to enter my payment card details in every online store. Reviewed on: 8th June 2026

PayPal is like the financial umbrella on a rainy day.

PayPal is like the financial umbrella on a rainy day. The comfort on a rough day, The helper in terms of need. I have relied heavily on it for my shopping. I couldn't imagine being where I am without the credit facility. It is convenient prompt and ever reliable. Reviewed on: 8th June 2026

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