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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168985 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (169109)

I’ve been using PayPal for quite some time and have...

I’ve been using PayPal for quite some time and have always found it to be a reliable and convenient way to send and receive payments. The platform is easy to use, transactions are usually processed quickly, and I appreciate the added layer of security when shopping online. Customer support has been helpful whenever I’ve needed assistance, and the buyer protection gives extra peace of mind when making purchases. Overall, PayPal makes managing payments simple and stress-free, and I would happily recommend it to others. Reviewed on: 8th June 2026

Easy to use and very straightforward

Easy to use and very straightforward Reviewed on: 8th June 2026

Interest charges.

Interest charges.arnt.clear they add.up.from month to.month and wont clear that.first Reviewed on: 8th June 2026

Stress free and easy to make repayments

Stress free. Easy to use with many websites. Can see when you made the purchase, what the terms were and when the repayment period ends, so that you can make any final payments on the final day. It is harder to do this with bank credit cards, so I appreciate being able to keep checking the dates and terms. Can use Pay Pal balance, bank account or debit card to make repayments. It is a good option for those on a tight budget who like to be in control and make repayments on time. Reviewed on: 8th June 2026

Easy and great help with experienced customer service

Easy and great help with experienced customer service Reviewed on: 8th June 2026

Love PayPal easy to use app pay in three is...

Love PayPal easy to use app pay in three is great Reviewed on: 8th June 2026

Easy to use PayPal and has helped me out a...

Easy to use PayPal and has helped me out a few scrapes Reviewed on: 8th June 2026

Happy purchasing with PayPal

Excellent service always use PayPal when available Reviewed on: 8th June 2026

I love PayPal credit it helps me spread the cost ove...

I love PayPal credit it helps me spread the cost over a period of time for no intrest at all or very minimal interest Reviewed on: 8th June 2026

Reliable and Seamless Financial Management.

I have been using PayPal for years, and it remains my go-to choice for online transactions. Whether I am shopping at major retailers, supporting small businesses, or splitting expenses with friends, the experience is consistently smooth and secure. PayPal has simplified how I handle my digital finances. It is a stable, trustworthy, and essential tool for anyone who does any amount of shopping or transferring online. Highly recommended! Reviewed on: 8th June 2026

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