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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (169432 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (169464)

I have been with PayPal since 2011 and I never been...

I have been with PayPal since 2011 and I never been disappointed by them, I had various experiences with them from consumer to business and they always transparent what they say or provide in regards to services. Reviewed on: 8th June 2026

Paypal is always available and always there for me

Paypal is always available and always there for me Reviewed on: 8th June 2026

Always easy to use, easy to make payments overall fab

Always easy to use, easy to make payments overall fab Reviewed on: 8th June 2026

I’ve used PayPal Pay in 3 several times and found it...

I’ve used PayPal Pay in 3 several times and found it straightforward and easy to manage. The application process was quick, repayments were clearly displayed, and payments were taken automatically on the agreed dates. It’s been useful for spreading the cost of larger purchases without paying interest, provided repayments are made on time. I would recommend it to anyone who wants flexibility with their spending, but it’s important to make sure you can afford the repayments before using it. Reviewed on: 8th June 2026

Pay pal offers great options to make payment from pa...

Pay pal offers great options to make payment from pay in 3 to pay over 4 months interest free or pay pal credit. Flexibility and choosing PayPal over other lenders is very helpful in times of economic crisis. Reviewed on: 8th June 2026

PayPal is very convenient and straightforward, I lik...

PayPal is very convenient and straightforward, I like the fact you can add it to Google wallet and the pay in 3 options Reviewed on: 8th June 2026

Easy to use and very convenient.

Easy to use and very convenient. Live that I can use it everywhere and low interest Reviewed on: 8th June 2026

No problems.

No problems. PayPal does what it says it will do. and allows me to manage my spending safely. Reviewed on: 8th June 2026

Excellent service. .

Very easy to use and comes in handy for making large purchases. Reviewed on: 8th June 2026

I couldn’t live without it especially now days it he...

I couldn’t live without it especially now days it helps general people everyday Reviewed on: 8th June 2026

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