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PayPal: PayPal Credit reviews

4.73
Based on 167,691 reviews, last reviewed 7th Jul 2026
1469% increase in 5 star reviews
in the past 90 days
1465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026
Amy K's avatar
Amy K

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026
KC's avatar
KC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (168202)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

4 Months to pay for items over £99

5
4 Months to pay for items over £99 with no interest incurred. As well as pay in three for smaller purchases make it easier to budget and spread the cost. Reviewed on: 7th July 2026

Very reliable service , but unfortunately not given...

3
Very reliable service , but unfortunately not given enough credit limit so cannot use it for any purchase. Reviewed on: 7th July 2026

Always easy to use, any issues are resolved quickly...

5
Always easy to use, any issues are resolved quickly and never had any problems with payments Reviewed on: 7th July 2026

PayPal help and easy and safe payment .

5
PayPal help and easy and safe payment . Is vey easy and simple Reviewed on: 7th July 2026

Alright, so if you're into Warhammer

5
Alright, so if you're into Warhammer you already know the plastic crack index is real. Them big box sets and army bundles do not come cheap at all. That’s exactly why that PayPal Pay in 3 thing is a proper lifesaver to be honest. Instead of dropping a massive wedge of cash all at once and making your bank balance look a bit sorry for itself, you can just split the cost over three months interest-free. It makes swallowing the price of a new Combat Patrol or a massive centerpiece model a whole lot easier. You get your grey plastic fix delivered right to your door now, while your wallet gets a bit of breathing room to pace things out. It's just a dead handy way to manage the hobby budget, simple as. Reviewed on: 7th July 2026

Always had excellent service from PayPal

5
Always had excellent service from PayPal Reviewed on: 7th July 2026

Easy to use and very secured i recommended for every...

5
Easy to use and very secured i recommended for everyone Reviewed on: 7th July 2026

Been using PayPal for many years always great experi...

5
Been using PayPal for many years always great experience Reviewed on: 7th July 2026

Secured payment

5
So many options available for purchasing item. Pay in full, pay in 3, instalment payment and pay after delivery. The most important feature is the safety aspect, your item and money are secure and covered by PayPal if you're not 100% satisfied. Reviewed on: 7th July 2026

Paypal credit

5
4 months interest free repayment periods giving very relax time to pay off and increase purchasing power for quality products. Reviewed on: 7th July 2026

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