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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Paypal credit

Easy to use and widely accepted. Reviewed on: 27th May 2025

Preferred method of payment

That is one of my preferred methods of payment which I find reliable, fast and simple Reviewed on: 27th May 2025

Very happy with the service could not be better

Very happy with the service could not be better Reviewed on: 27th May 2025

Very usefu lEasy

Easy to use including app. Very useful when purchasing online goods Reviewed on: 27th May 2025

Paypal credit recommend

I used paypal credit at Christmas for some presents for family and it was so quick and easy to do. It tells you in minutes if you're approved and provides lots of information to make sure its something that you want to do. Reviewed on: 27th May 2025

Being good and best experience

Being good and best experience and great customer services Reviewed on: 27th May 2025

Easy to use and great value for money.

Easy to use and great value for money. Competitive interest rates and flexible methods of payment. Reviewed on: 27th May 2025

Efficent cost effective service when I've needed to...

Efficent cost effective service when I've needed to contact the. In person they have Benn helpful and polite. Reviewed on: 27th May 2025

Used for a few years.

Used for a few years. Very handy Reviewed on: 27th May 2025

Most times using paypal ive had an excellent experie...

Most times using paypal ive had an excellent experience, ive had 1 or 2 not so good experiences but overall great service Reviewed on: 27th May 2025

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