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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168059 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (168100)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Simple to use, easy to set up works everywhere, what...

Simple to use, easy to set up works everywhere, what is not to like?! Reviewed on: 7th July 2026

Very reliable.

Very reliable. Use it all the time when short on cash. Reviewed on: 7th July 2026

Paypal makes it easy to mange payments and it ensure...

Paypal makes it easy to mange payments and it ensures a flexible payment route to help manage spending Reviewed on: 7th July 2026

Paypal credit was there for me

Whenever I need to treat myself, paypal credit was there. Whenever I wanted to treat my family, paypal credit was there. Low monthly payments, just some money there for a treat or two. Reviewed on: 7th July 2026

I love the option of PayPal credit...

I love the option of PayPal credit, it has been very convenient for me to use and with the no interest if you pay back within the specified time it is a cost effective way to borrow. Whenever I have had a problem and had to get in touch with PayPal they have always dealt with it efficiently and been very understanding with my issues. Reviewed on: 7th July 2026

Good service

I have used PayPal for a number of years. Never had any issues. Reviewed on: 7th July 2026

Very Happy!

Very quick to apply and easy to follow the instructions. Reviewed on: 7th July 2026

Easy Peasy Pay Pal

Find PayPal simple to use and they have my trust - always a great experience. Reviewed on: 7th July 2026

Fantastic

Anytime I've had an issue it has been resolved quickly and professionally. The app is so easy to use. Notifications and not excessive. Reviewed on: 7th July 2026

Reliable for purchase...

Use paypal for all my purchases which help me keep track and allow me to chase in case there is a dispute or issue... Reviewed on: 7th July 2026

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