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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167973 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (167983)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

It’s good and reliable.

It’s good and reliable. Easy to work with and good customer service Reviewed on: 7th July 2026

First class Experience

I have always had first class experiences with PayPal app & on phone to customer service team they go above and beyond to help with any enquires. Reviewed on: 7th July 2026

Great product

I use PayPal credit occasionally, it gives me flexibility for short term lending at minimal cost. Reviewed on: 7th July 2026

Worry free purchasing

Love the ease of buying online and then able to pay in 3. Also the security of purchasing online. Reviewed on: 7th July 2026

Easy to use and understand.

Easy to use and understand. Terms are clear at the outset and they are not trying to catch you out on hidden fees. Reviewed on: 7th July 2026

Well done Paypal

Very good service in all areas would highly recommend Reviewed on: 7th July 2026

Been with 'PayPal' for a very long time, never had a...

Been with 'PayPal' for a very long time, never had a problem, with excellent top class service! Highly recommended, for sure. 10/10 ********** Reviewed on: 7th July 2026

An excellent lending facility

PayPal credit is an excellent facility that enables me to pay off purchases over time but also accumulate points towards future purchases. Reviewed on: 7th July 2026

I have used it for years and have never encountered...

I have used it for years and have never encountered any problems. I feel confident in using the service and will continue using the service. Reviewed on: 7th July 2026

Clear deals.

Paypal credit states clearly their offers to customers. We are left in no doubt. For example 4 months credit with no interest charge. This is an exceptional deal, helping customers buy the things they really want. This helps with expensive outlays. Similarly other deals are clear. No confusion here. Reviewed on: 7th July 2026

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