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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148574 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148574)

Easy to Use and Convenient

My experience with PayPal Credit has been very positive. It was straightforward to set up, easy to use for purchases, and the payment options are clear and manageable. The account is simple to track online, and it has been a convenient way to spread costs when needed. Reviewed on: 9th May 2026

User friendly system so easy to use and helpful

User friendly system so easy to use and helpful Reviewed on: 9th May 2026

Easy and quick pricess

I bought iPhone and the process by PayPal was extremely simple and quick. Love to do shopping by PayPal. Reviewed on: 9th May 2026

Using paypal for credit and online shopping makes me...

Using paypal for credit and online shopping makes me feel very safe and secure Reviewed on: 9th May 2026

It is quick, simple to use, gives you all you need i...

It is quick, simple to use, gives you all you need in one go and super safe to use. Reviewed on: 9th May 2026

Easy to use.

Easy to use. Smart customer service Reviewed on: 9th May 2026

Very good company recommended to loads of my mates!

Very good company recommended to loads of my mates! Would love the chance to write off my debt with the winnings of this comp! Reviewed on: 9th May 2026

Easy and transparent credit

Easy to track, pay, use. Very transparent. Excellent credit facility Reviewed on: 9th May 2026

Credit payments take days

No offer of credit increase. Payment to credit account take days and are not instant. Reviewed on: 9th May 2026

I have used them for decades and found them reliable...

I have used them for decades and found them reliable, efficient, helpful Reviewed on: 9th May 2026

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