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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107479 reviews)

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4.90

Based on 107,479 reviews, last reviewed 15th May 2026

2612600% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Everything is very easy to deal with Everything is very easy to deal with Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107479)

I have a credit card in PayPal and I have used PayPa...

I have a credit card in PayPal and I have used PayPal for 3 times and I am very satisfied!!! Reviewed on: 13th April 2026

Easy to pay and protect, always to help if you need...

Easy to pay and protect, always to help if you need them Reviewed on: 13th April 2026

What’s not to like

Ease of use, peace of mind and the option to split payments is so helpful some months - I’d be lost without PayPal at times :) Reviewed on: 13th April 2026

Provides safe payment methods for online shopping

Provides safe payment methods for online shopping Reviewed on: 13th April 2026

Excellent service pay in 3 excellent for larger perc...

Excellent service pay in 3 excellent for larger perceases Reviewed on: 13th April 2026

I could easily set it up, and get a virtual card, wh...

I could easily set it up, and get a virtual card, which is is brilliant. You can add to your wallet on your phone and use like a normal card to pay in anywhere that has a card payment. You can also gain points when you pay with PayPal. I always pay monthly and pay any extra that I wanted to. Comes in handy for unexpected payments. The app is so easy to use and you can keep on top of your accounts easily. I haven't had to ask for help from the help line as it is very easy to use. It is clear and concise. Reviewed on: 13th April 2026

Paypal review

Loving the new rewards system, I use PayPal alot so this is a bonus Reviewed on: 13th April 2026

Love 0% 4 months credit !

Love 0% 4 months credit !! Secure, trustworthy easy to use! Reviewed on: 13th April 2026

User friendly, platform with a quick and efficient s...

User friendly, platform with a quick and efficient service. Consistently good customer care Reviewed on: 13th April 2026

I've used PayPal for years and very happy with the s...

I've used PayPal for years and very happy with the service. Super easy to use and trustworthy Reviewed on: 13th April 2026

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