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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148605 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148605)

Simple to use, easy to make payments

Simple to use, easy to make payments Reviewed on: 9th May 2026

Always safe with payments

I using PayPal couple times per month and I never was disappointed. Reviewed on: 9th May 2026

Use PayPal credit on regular basis to purchase items...

Use PayPal credit on regular basis to purchase items usually via paypal but also on Internet purchases.It is extremely useful to buy the items as it is accepted with all sellers and allows me to pay it up. Reviewed on: 9th May 2026

Easy to set up and manage

Easy to setup and manage also friendly to use Reviewed on: 9th May 2026

Easy and convenient

Was easy to set up credit for purchase of my phone and as linked to my PayPal account also easy to manage regular repayments. Reviewed on: 9th May 2026

Using PayPal online makes me feel my bank account is...

Using PayPal online makes me feel my bank account is safe Reviewed on: 9th May 2026

Great App

Easy to use and safe. Not a big fan of cards and PayPal provides alternative of digital payment. Need the evolution to pay QR code via PayPal, that will be awesome. Reviewed on: 9th May 2026

4 month 0 no interested works best for me.

4 month 0 no interested works best for me. Reviewed on: 9th May 2026

Excellent service provided good customer service and...

Excellent service provided good customer service and great quality assistant delivery. Reviewed on: 9th May 2026

Emergency fund always.

Emergency fund always. Recommended platform. Reviewed on: 9th May 2026

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