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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148642 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148642)

Very efficient purchasing and compatibility.

Very efficient purchasing and compatibility. I do wish there was an easier way to transfer paypal credit to another provider though. Reviewed on: 9th May 2026

PayPal is my go to for eBay and online purchases...

PayPal is my go to for eBay and online purchases Reviewed on: 9th May 2026

I have used PayPal for 20yrs

I have used PayPal for 20yrs and found it easy, convenient and safe Reviewed on: 9th May 2026

Simple and Massive, Pleasure to use

Simple and Massive, Pleasure to use Reviewed on: 9th May 2026

Easy to use and some good interest free options

Easy to use , great credit plans , easy to pay. The interest free options make credit that much easier to pay back Reviewed on: 9th May 2026

It was great.

It was great. Easy to use and most importantly financial freedom in sense of options Reviewed on: 9th May 2026

PayPal - one stop shop

It’s been convenient for shopping and purchasing online which can sometimes feel unsafe. I feel like Paypal is secure Reviewed on: 9th May 2026

I love the fact that Paypal can get your money back...

I love the fact that Paypal can get your money back if you have an issue with your purchases Reviewed on: 9th May 2026

Unique and convenient

PayPal is unique in that if i come across any that doesn't support any of my card's, 99.99 % of site's i can use PayPal. Reviewed on: 9th May 2026

Ive been using pay pal for many years always been br...

Ive been using pay pal for many years always been brilliant , I’ve never had any issues with any service they provide . I use pay pay pal credit , it’s awesome would defo recommend Reviewed on: 9th May 2026

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