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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107528 reviews)

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4.90

Based on 107,528 reviews, last reviewed 15th May 2026

2614950% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always happy to use and is easy, Always happy to use and is easy, Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107528)

very good and easy to use, no issues

very good and easy to use, no issues Reviewed on: 13th April 2026

A loan that doesn't stress you out.

PayPal credit is very generous with the period of interest free payback time it offers customers. It is extremely easy to use the credit aswell as make payments back to the credit card very simple. The options you can view about what you've paid bsck, what credit is available and the set day a direct debit will be taken, allows you to keep on top of paying back as stressfree as a loan can be. Reviewed on: 13th April 2026

Received refund for undelivered package after 3 months

I didn't receive an item once and filled out claim..claim closed not after a month of non response from them, I tried again, they reopened claim for another month and then closed against me. Then finally after calling them many times they gave me my money back. Took about 3 months and hours of stress. Reviewed on: 13th April 2026

They’ve always been very helpful when I spoke to rep...

They’ve always been very helpful when I spoke to representatives of Paypal, they helped with my problems , always happy to help Reviewed on: 13th April 2026

Magnificent company

Always amazing customer service ,very professional and efficient Reviewed on: 13th April 2026

Straight forward and generally very good

Straight forward and generally very good Reviewed on: 13th April 2026

always good experience

Never had issues dealing with customer service, transfers. Also had good experience when problem with vendors Reviewed on: 13th April 2026

Never had a problem using PayPal always been straigh...

Never had a problem using PayPal always been straight forward Reviewed on: 13th April 2026

Easy to use PayPal Credit and given limit set

Easy to use and interest free for upto 4 months, given a credit limit that you can pay back easy Reviewed on: 13th April 2026

Every interaction I've had with customer service has...

Every interaction I've had with customer service has been excellent. Very polite and knowledgeable and dealt with my issues straight away. Reviewed on: 13th April 2026

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