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PayPal: PayPal Credit reviews

4.90
Based on 107,359 reviews, last reviewed 15th May 2026
2607050% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helps me to manage larger purchases Helps me to manage larger purchases so I can spread the cost over a few months. Reviewed on: 15th May 2026
Karen 's avatar
Karen

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107359)

Fantastic

5
I've used paypal for thousands of purchases and each time I had trouble paypal sorted everything out asap so ive never lost a penny on a bad purchase . I would highly recommend using paypal for everyone Reviewed on: 13th April 2026

Always good if any product isn't right

4
Always good if any product isn't right Reviewed on: 13th April 2026

Outstanding service, Great GUI/UX

5
Outstanding service, Great GUI/UX Reviewed on: 13th April 2026

PayPal keeps us sane!

5
I use PayPal credit when I need to pay for family treats and I have so much time to pay it back without interest so we have quality of life! Reviewed on: 13th April 2026

Best safest online and live in-store payment service.

5
Best safest online and live in-store payment service. Reviewed on: 13th April 2026

Great service

5
I am very happy with my purchases and correspondence. Reviewed on: 13th April 2026

My experience has always been excellent

5
My experience has always been excellent Reviewed on: 13th April 2026

I so needed some computer items for my son , it was...

5
I so needed some computer items for my son , it was amazing to be able to purchase them with pay pal credit. Reviewed on: 13th April 2026

Always use PayPa, good and quick

4
Always use PayPa, good and quick Reviewed on: 13th April 2026

Would recommend PayPal as a method for payment.

5
Excellent Platform and various options to pay using PayPal. Good customer service if needed for any issues you might have with your purchase. Reviewed on: 13th April 2026

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