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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148495 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148495)

Had no problem with PayPal and the excellent service...

Had no problem with PayPal and the excellent service they provided Reviewed on: 9th May 2026

Paypal are Excellent.

Paypal are Excellent. I prefere using my PayPal Account, more than any other account of mine. You know you are going to receive an Excellent Service from PayPal at all times. Reviewed on: 9th May 2026

Web site needs to be more clear and easy to...

Web site needs to be more clear and easy to navigate Reviewed on: 9th May 2026

User friendly and efficient, it is easy to use and u...

User friendly and efficient, it is easy to use and understand Reviewed on: 9th May 2026

PayPal is a game changer for those like myself who s...

PayPal is a game changer for those like myself who spend a lot online. I know my money is safe and its so easy to use. Reviewed on: 9th May 2026

I have had great experience with PayPal for years n...

I have had great experience with PayPal for years now, and I I will continue using it for as long as possible. Thank you PayPal. Reviewed on: 9th May 2026

Always there if you need help.

Always there if you need help. Awesome customer service Reviewed on: 9th May 2026

Easy as - Paypal Credit is the way to go!

Easy as - Paypal Credit is the way to go! Pay in 3 and 4 months credit free. Yes please and thank you very much! Reviewed on: 9th May 2026

I like the PayPal works and think they work well

I like the PayPal works and think they work well Reviewed on: 9th May 2026

If and when I have had a problem with someone Ive bo...

If and when I have had a problem with someone Ive bought off and paid by PayPal Credit, PayPal have helped me resolve the problem quickly and satisfactorily. I certainly do recommend them to my family and friends. Reviewed on: 9th May 2026

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