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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148446 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148448)

Always nice customer service.

Always nice customer service. And Paypal credit is very handy to have. Reviewed on: 9th May 2026

Papal, the must have pal in your pocket

Faultless. Great customer service with sensible interest rates Reviewed on: 9th May 2026

Paypal is very easy to use and very flexible for dai...

Paypal is very easy to use and very flexible for daily payments too. Reviewed on: 9th May 2026

Always PayPal Credit

Although customer service leaves much to desire, PayPal credit is a most loved product from PayPal. Compared to other/ similar products out there, it has carved a niche for itself. It is available when needed, you have 4 months to repay without paying any interest and the periodic review to check if you are eligible for a limit change is an appropriate health check. Reviewed on: 9th May 2026

Great safe secure system for paying.

Great safe secure system for paying. Any questions and queries are dealt with fast and efficient. Never had any issues in nearly 20 years of using this company for making online payments for buying items. Reviewed on: 9th May 2026

Great service.

Great service. No problems. Would recommend to anyone. Reviewed on: 9th May 2026

User-friendly, lots of merchants available through P...

User-friendly, lots of merchants available through PayPal, easy, reliable. Reviewed on: 9th May 2026

Been very good to me and very happy with the service

Been very good to me and the service they give me is great Reviewed on: 9th May 2026

Prompt and efficient no problems

Prompt and efficient no problems with any of my interactions and payments have been easy to make Reviewed on: 9th May 2026

Love using PayPal credit

Love using PayPal credit allows you to purchase and pay later without interest if you pay by the date shown Reviewed on: 9th May 2026

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