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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148367 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148369)

The rewards scheme is very good.

The rewards scheme is very good. It actually saves you money by giving you tangible rewards Reviewed on: 9th May 2026

I am so happy with the service and professionalism o...

I am so happy with the service and professionalism of PayPal Reviewed on: 9th May 2026

An efficient service, used for a long time with no i...

An efficient service, used for a long time with no issues Reviewed on: 9th May 2026

Easy to use

Easy to use have been a customer for a while and never had a problem with PayPal Reviewed on: 9th May 2026

Best way to pay

Defo my preferred way to pay - across all purchases small and large Reviewed on: 9th May 2026

I love paypal because of the credit they offer, they...

I love paypal because of the credit they offer, they're very flexible and didn't charge interest for 3months m on the funds I borrowed. Reviewed on: 9th May 2026

Very professional, I thought I was scam and they che...

Very professional, I thought I was scam and they check everything for me and everything was fine quiet please Reviewed on: 9th May 2026

I have no complaints they are excellent

I have no complaints they are excellent Reviewed on: 9th May 2026

Just overall good experience allowing me to spend pa...

Just overall good experience allowing me to spend payments and feel safe while purchasing Reviewed on: 9th May 2026

Simple and it works.

Simple and it works. Never had a issue and they are always available to help. The interest free options help a lot. Reviewed on: 9th May 2026

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