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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107338 reviews)

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4.90

Based on 107,338 reviews, last reviewed 15th May 2026

2606050% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Flexible, Reliable, and just Perfect I’ve used PayPal Credit for over a year now and it’s honestly been one of the most useful financial tools I’ve had. What I love most about it is how s... Read more Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107338)

PayPal credit has really helped aligned my finances...

PayPal credit has really helped aligned my finances and the points makes me happy Reviewed on: 13th April 2026

Experience with PayPal

I have been using PayPal Credit and overall the experience has been quite straightforward and easy to manage. The application process was simple, and it’s convenient to use when you need some flexibility with payments. Reviewed on: 13th April 2026

Easy, Quick, Fantastic!

I've been using Paypal for years and hasn't had any issues that have not been resolved by the team promptly. Reviewed on: 13th April 2026

Very fast payment

Very good service from PayPal too many sellers Reviewed on: 13th April 2026

Refunds are easy with PayPal

Always good at getting a refund and got to love PayPal+ Reviewed on: 13th April 2026

PayPal Credit - I have used PayPal for many past years.

I have used PayPal for many past years. The service it offers is exemplary. I recommend it to anyone seeking a monetary service, free of unnecessary encumbrances. Reviewed on: 13th April 2026

Great payment option interest free

Great payment option interest free with the pay in three and PayPal credit four month option hassle free Reviewed on: 13th April 2026

Gave me a chance and very straight forward

Gave me a chance and very straight forward Reviewed on: 13th April 2026

Very quick, easy and convenient to use.

Very quick, easy and convenient to use. Reviewed on: 13th April 2026

My experience was disappointed.

My experience was disappointed. Reviewed on: 13th April 2026

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