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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148318 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148318)

Easy to us6

Find it quite and easy good customer service Reviewed on: 9th May 2026

Excellent service inform me of all services that I r...

Excellent service inform me of all services that I require to read Reviewed on: 9th May 2026

Always happy to use PayPal

Always happy to use PayPal, safe and excellent service Reviewed on: 9th May 2026

Very easy to set up and use and extremely easy to p...

Very easy to set up and use and extremely easy to pay any outstanding balances Reviewed on: 9th May 2026

Its a great platform that helps me keep safe online...

Its a great platform that helps me keep safe online and allows me to make purchases and pay over time. Also earn points for shopping. Reviewed on: 9th May 2026

Fast & professional service, very safe & secure

Fast & professional service, very safe & secure Reviewed on: 9th May 2026

Pay pal review

So far to date my experience has been positive Reviewed on: 9th May 2026

Great credit provider and super convenient

Great credit provider and super convenient Reviewed on: 9th May 2026

PayPal is very much helpful , always stand by the cu...

PayPal is very much helpful , always stand by the customers. I'm very proud to be their customer. Reviewed on: 9th May 2026

I've never had a problem with them

I've never had a problem with them and it gives me peace of mind knowing that if I ever have an issue with a purchase that the seller can't or won't fix I can turn to Paypal credit to help me fix it. Reviewed on: 9th May 2026

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