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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148309 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148309)

Always happy to help and easy to get hold of...

Always happy to help and easy to get hold of Reviewed on: 9th May 2026

Nice and easy to use form checkout to app on the phone.

Nice and easy to use form checkout to app on the phone. Great customer support. Reviewed on: 9th May 2026

It's helped with some emergency purchases

It's helped with some emergency purchases Reviewed on: 9th May 2026

10 out 10 in all aspects

Very simple system to understand and use, customer service are brilliant, the offers are very good, and I feel it’s the best way to make a purchase knowing it’s 100% safe, 0 % for 4 months on credit is a no brainer, especially for purchases you may need to return and the credit card is a fantastic way to keep making safe transactions with the same level of protection for sites that don’t have PayPal as an option Reviewed on: 9th May 2026

Fast and easy to use. never have any issues.

Always so easy fast and never have any issues. Amazing app woth everything you need to see how much you owe and when to pay by. It has been go to when i am buying online i would always recommend this! Reviewed on: 9th May 2026

Easy to use and understand, you know exactly what yo...

Easy to use and understand, you know exactly what you are getting. Reviewed on: 9th May 2026

Nice option for secure buying

For online buying it's a secure channel. Reviewed on: 9th May 2026

Very easy and very secure, multiple choices and opti...

Very easy and very secure, multiple choices and options making purchases extremely flexible and very manageable Reviewed on: 9th May 2026

Very good service and payment without any worry

Very good service and payment without any worry Reviewed on: 9th May 2026

A Reliable Credit Card

I have never been disappointed since I started using PayPal credit. Always handy. Reviewed on: 9th May 2026

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