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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148307 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148307)

No nonsense service.

No nonsense service. Clear options and guidance. I’ve used PayPal in many occasions and every time it was “on the money”. Keep up the good work guys. Reviewed on: 9th May 2026

Full technical support and good customer service.

Full technical support and good customer service. Easy to raise complaint and track the progress. Customer friendly in all ways. Reviewed on: 9th May 2026

I have been with my paypal account for years and the...

I have been with my paypal account for years and they’re always improving for the costumers. I used it all the time is great Reviewed on: 9th May 2026

Easy instructions, great incentived

Easy instructions, great incentived Reviewed on: 9th May 2026

I use PayPal for nearly every online transaction Nev...

I use PayPal for nearly every online transaction Never an issue, fadt and efficient Reviewed on: 9th May 2026

Easy to use to pay for items in the shop and online.

Easy to use to pay for items in the shop and online. The app is always working so paying for items has always been excellent. I am confident to refer friends and family because of this easy access. Reviewed on: 9th May 2026

Couldn’t be eaiser

Excellent no problems, easy to get signed up and easy to use for different payments. They have a great rewards for using the credit aswel. Reviewed on: 9th May 2026

I always find PayPal very helpful

I always find PayPal very helpful Reviewed on: 9th May 2026

Excellent customer comms

High street banks make it so hard to understand when interest free periods are ending and when payments are due by. PayPal does this so well, with proactive notifications to tell you when to take action. Applying for credit was super easy and the integration into online retailers is makes it very simple to use. Reviewed on: 9th May 2026

I use PayPal for everything.

Easy to use app friendly customer service perfect for everyone. Reviewed on: 9th May 2026

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