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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 107,311 reviews, last reviewed 15th May 2026
2604850% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing and good product,fast delivery and good expe... Amazing and good product,fast delivery and good experience Reviewed on: 15th May 2026
Ff's avatar
Ff

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (107311)

User friendly!

5
I use PayPal a lot and find it very user friendly. I have never needed customer services as it has always gone smoothly! Reviewed on: 13th April 2026
Rachel M's avatar
Rachel M

I’ve had a really good experience with PayPal.

5
I’ve had a really good experience with PayPal. The points/rewards are a nice bonus, especially since you can actually turn them into money rather than just vouchers. What I like most is how they handle disputes. If something goes wrong with a purchase, they’re usually really helpful and sort things out properly, which makes me feel a lot safer buying online. Overall, it’s just a super convenient and reliable way to pay. Reviewed on: 13th April 2026
Busola 's avatar
Busola

Not happy when they don’t take the money out of your...

4
Not happy when they don’t take the money out of your account instantly when you pay off your card Reviewed on: 13th April 2026
Samuel O's avatar
Samuel O

Used for years trusted company and never had issues...

5
Used for years trusted company and never had issues with refunds or issues Reviewed on: 13th April 2026
Natalie B's avatar
Natalie B

For security and smart online purchases, use PayPal.

5
Paypal is really good for many reasons. In terms of safe and secure payments and transactions. And also for fast online shopping without having to share your financial details. I would say it is very trusted between buyers and sellers. It is excellent for international money transfers, and quick, one-touch mobile payments Reviewed on: 13th April 2026
Chloe T's avatar
Chloe T

I love that i can pay in 3 and love my card that I c...

5
I love that i can pay in 3 and love my card that I can pay 4 months interest free Reviewed on: 13th April 2026
Ross c's avatar
Ross c

PayPal is my preferred method of payment now.

5
PayPal is my preferred method of payment now. I know it to.be safe and I feel.protected from fraudsters and scams. Reviewed on: 13th April 2026
Mr P Jones 's avatar
Mr P Jones

Great, easy to use.

5
Great, easy to use. First choice to pay for things Reviewed on: 13th April 2026
Nicola w's avatar
Nicola w

Great and safe service , easy to access & wonderful...

5
Great and safe service , easy to access & wonderful programme Reviewed on: 13th April 2026
Maxim 's avatar
Maxim

System ratalny

5
Good choice system ratalny możliwość wyboru daty oraz możliwość zmiany Reviewed on: 13th April 2026
Maciej Chinalski's avatar
Maciej Chinalski

Review PayPal: PayPal Credit now

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