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PayPal: PayPal Credit reviews

4.90
Based on 107,293 reviews, last reviewed 14th May 2026
2604100% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Let me win! I love paypal, one of the easiest companies to use their app is user friendly with a great interface that makes spending money that little bit easier.... Read more Reviewed on: 14th May 2026
James S's avatar
James S

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107293)

UI improvement

5
App UI complexity due to finding something very difficult, also the font of contents is so small. Reviewed on: 13th April 2026

Easy to use only thing is payments take ages to proc...

5
Easy to use only thing is payments take ages to process Reviewed on: 13th April 2026

So easy to use and easy to access app

5
So easy to use and easy to access app Reviewed on: 13th April 2026

Paypal is the best

5
I use PayPal for everything it’s amazing and very secure I trust it for all my transactions Reviewed on: 13th April 2026

Excellent service, and safe if something goes wrong

5
Excellent service always got my back, no stress for quick payments and lots of options Reviewed on: 13th April 2026

Safe feeling when you use PayPal

5
Safe feeling when I use PayPal I've problems with sellers and your staff made me feel better and retrieved my money without making me feel as if I was at fault. Reviewed on: 13th April 2026

Excellent so happy with PayPal credit

5
Excellent so happy with PayPal credit Reviewed on: 13th April 2026

I have been using PayPal for many years, I recommend...

5
I have been using PayPal for many years, I recommend it, they have the option of repaying the loan in 3 installments without interest, or for 6 months, I highly recommend it Reviewed on: 13th April 2026

Excellent service.

5
Excellent service. Highly recommended Reviewed on: 13th April 2026

Very secure and peace of mind when you use PayPal.

5
Very secure and peace of mind when you use PayPal. Reviewed on: 13th April 2026

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