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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148295 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148295)

Good experience, fast expectance, and payment remind...

Good experience, fast expectance, and payment reminders. Only issue is that it’s not a UK product so you can’t do a balance transfer if you found a better deal. Reviewed on: 9th May 2026

Paypal is a professional service.

Paypal is a professional service. Always helped me with my shopping Reviewed on: 9th May 2026

Cash back, clear app useful credit opt and it fe...

Cash back, clear app useful credit options and it feels a safe system to use. Reviewed on: 9th May 2026

Useful, quick and easy way to use

Useful, quick and easy way to use Reviewed on: 9th May 2026

Excellent and secure banking.

Excellent and secure banking. The transactions take seconds to proceed. And also excellent customer services. Reviewed on: 9th May 2026

It's always been a very good service

It's always been a very good service Reviewed on: 9th May 2026

Difficult to speak to a person all automated

Difficult to speak to a person all automated Reviewed on: 9th May 2026

Protects you sometimes but not always

Protects you sometimes but not always Reviewed on: 9th May 2026

Had no issues with paypal always sorted any issues i...

Had no issues with paypal always sorted any issues ive had out promplty and easily for me Reviewed on: 9th May 2026

PROMOTIONAL OFFERS

Love the promotional offer gives you a bit more time to pay Reviewed on: 9th May 2026

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