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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148289 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148289)

Long term use

I’ve used PayPal for a long time with no issues. I find the extra protection it gives useful and use the account on a daily basis. Reviewed on: 9th May 2026

Smoot application.

Smoot application. Clearly outlining the terms. I'm happy with it Reviewed on: 9th May 2026

Paypal is secure, if ,I have any problem withbmy Ord...

Paypal is secure, if ,I have any problem withbmy Order paypal help me to recover money back. Reviewed on: 9th May 2026

Service delivery

Incredible so far the service they provide Reviewed on: 9th May 2026

Great options of payments.handy and quick

Great options of payments. Handy and quick Reviewed on: 9th May 2026

Amazing customer service

Ordered a credit card, it arrived really fast. No hassle. Reviewed on: 9th May 2026

Excellent service

Very good customer service and very reliable Reviewed on: 9th May 2026

PayPal, The Best Way to Buy ...

PayPal are Reliable, Consistent, and give you a Sense of Peace knowing that they Always have you Covered ...! I buy as much as I can via PayPal because of this ...! Reviewed on: 9th May 2026

Easy to set up and useful

PayPal Credit was quick and easy to set up. The process was straightforward and simple to follow. It’s been useful for spreading payments and managing purchases more flexibly. So far, the experience has been smooth and convenient. Reviewed on: 9th May 2026

Good Experience.

Good Experience. If you need to buy gift to someone Pay Pay credit is veru helpful. I using this for years Reviewed on: 9th May 2026

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