Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 107,271 reviews, last reviewed 14th May 2026
2603100% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Grate service I really like the PayPal credit system Grate service I really like the PayPal credit system Reviewed on: 14th May 2026
Waseem p's avatar
Waseem p

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (107271)

Started using PayPal to take advantage of the great...

5
Started using PayPal to take advantage of the great offers and I have never stopped. Great alternative to just using your current bank card Reviewed on: 13th April 2026
Lee Garner's avatar
Lee Garner

Never had an issue and love the flexibility

5
Never had an issue and love the flexibility Reviewed on: 13th April 2026
Bh's avatar
Bh

Simple and reliability in one

5
PayPal Credit offers variety and is easy to understand and take advantage of. Reviewed on: 13th April 2026
Petals 's avatar
Petals

Paypal, one of the best paying methods...

5
Paypal really helps they offer the three in One payments with no extra interest Paypal has been one of my best Payment methods. I couldn’t be without it. I’ve been a Paypal member for quite some time and have really benefited from it the Customer Service is really good very helpful understanding and caring Reviewed on: 13th April 2026
miss s stephens's avatar
miss s stephens

Enjoy pay pal credit and up dates

5
Enjoy pay pal credit and up dates Reviewed on: 13th April 2026
Lindy R's avatar
Lindy R

I love PayPal

5
I love PayPal Credit because it is an easy-to-use financial product that helps me manage my personal budget. Their flexible payment options are especially convenient, and customer support staff are invariably friendly and helpful. Reviewed on: 13th April 2026
Fionn D's avatar
Fionn D

Excellent and easy to use

5
Excellent and easy to use, trusted on purchases. Reviewed on: 13th April 2026
Phillip L's avatar
Phillip L

I find PayPal invaluable; flexible but reliable; res...

5
I find PayPal invaluable; flexible but reliable; responsive yet consistent Reviewed on: 13th April 2026
Rich Matthews's avatar
Rich Matthews

Very simple and user friendly and best money managem...

5
Very simple and user friendly and best money management app ever experience Reviewed on: 13th April 2026
M. Asif Fareed's avatar
M. Asif Fareed

PayPal it'sa the Best app in the UK.

5
PayPal it'sa the Best app in the UK. Just recommend this service. Reviewed on: 13th April 2026
Anonymous's avatar
Anonymous

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill