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PayPal: PayPal Credit reviews

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4.90
Based on 107,228 reviews, last reviewed 14th May 2026
2601200% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Convenience of paying interest free over 4 months. Convenience of paying interest free over 4 months. Been using for few years and find it better than using credit for longer period and with high inter... Read more Reviewed on: 14th May 2026
Anne D's avatar
Anne D

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (107228)

paypal is great

5
it’s very good and i use paypal for almost everything! Reviewed on: 13th April 2026
Sahara 's avatar
Sahara

No fuss or subterfuge; simple to use and easy to kee...

5
No fuss or subterfuge; simple to use and easy to keep track of spending. App is convenient and prompts for repayments when necessary. Useful for the month's when everything us a little tight. Happy to recommend. Reviewed on: 13th April 2026
Alex J's avatar
Alex J

Account online easy to use.

5
Account online easy to use. Able to spread cost over several months or longer often with zero interest. Makes it easy to manage account. Reviewed on: 13th April 2026
Steve D's avatar
Steve D

Simple to use....

5
Simple to use and can use at a variety of different retailers. Plus the benefit of having great customer service that have helped me on several occasions to get money back when services for diagnostic was double charged by the retailer Reviewed on: 13th April 2026
Matt P's avatar
Matt P

They are great and very professional!

5
They are great and very professional Reviewed on: 13th April 2026
Cristina M's avatar
Cristina M

Never have problem with anything, great customer ser...

5
Never have problem with anything, great customer service. Reviewed on: 13th April 2026
Marek C's avatar
Marek C

Love the quick checkouts and rewards.

5
Love the quick checkouts and rewards. Reviewed on: 13th April 2026
Lyubo P's avatar
Lyubo P

Can do better on new features.

4
On PayPal+ been having problems changing cards, customer service fail to help. Reviewed on: 13th April 2026
M Omar's avatar
M Omar

PayPal is brilliant, I’ve been using it for years, v...

5
PayPal is brilliant, I’ve been using it for years, very easy to use and PayPal credit is great Reviewed on: 13th April 2026
Chelsea B's avatar
Chelsea B

Your choice xx

5
Paypal is the besy way to pay anything you need : *No matter where you are, you can use PayPal to send money or buy something online : ) Reviewed on: 13th April 2026
Wioleta Z's avatar
Wioleta Z

Review PayPal: PayPal Credit now

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