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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148254 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148254)

Settlement is quick and hassle-free.

Settlement is quick and hassle-free. Payment options are also very flexible. Reviewed on: 9th May 2026

I feel safe using PayPal they are transparent for cu...

I feel safe using PayPal they are transparent for customers and secure an all round great service. Reviewed on: 9th May 2026

Paypal trusted payment

I use PayPal for as much as possible. I feel safer online. I trust PayPal if there are any problems they have been happy to help Reviewed on: 9th May 2026

A bit confusing app.

A bit confusing app. Often struggles to understand how it works. Reviewed on: 9th May 2026

Efficient, user friendly and prompt notifications.

Efficient, user friendly and prompt notifications. They some good reward points but I think they can get better. Reviewed on: 9th May 2026

It's helpful and easy to use at any time of...

It's helpful and easy to use at any time of the year Reviewed on: 9th May 2026

Helping customers need

Easy to use. Customer friendly. Specially paying money with three monthly payments Reviewed on: 9th May 2026

Easy and reliable, always there when you need it.

Easy and reliable, always there when you need it. Reviewed on: 9th May 2026

simple to set up and use clear terms and conditions

simple to set up and use clear terms and conditions Reviewed on: 9th May 2026

Experience is great - never had a problem

Experience is great - never had a problem Reviewed on: 9th May 2026

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