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PayPal: PayPal Credit reviews

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4.90
Based on 107,203 reviews, last reviewed 14th May 2026
2600100% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great experience Great customer service they give . Thanks Reviewed on: 14th May 2026
yasir aziz's avatar
yasir aziz

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107203)

The best option

5
The best of credit, they are the best credit of opinion Reviewed on: 13th April 2026
Marta R's avatar
Marta R

Communicated well when I had a problem,problem sorte...

5
Communicated well when I had a problem,problem sorted withing 5 minutes. I was worries, but they took that away amazing staff Reviewed on: 13th April 2026
Tony's avatar
Tony

An easy way to pay and good zero percent finance on...

5
An easy way to pay and good zero percent finance on bigger purchases Reviewed on: 13th April 2026
Steven F's avatar
Steven F

Excellent service.

5
Excellent service. Quick and helpful when needed. Has been a very useful app from paying others or helping me to pay over time. Would be lost without it now. I also love the new points system. Its a great idea. Reviewed on: 13th April 2026
Tracey S's avatar
Tracey S

I have a great experience with this,faster,trusted a...

5
I have a great experience with this,faster,trusted and efficient .Exelent,I’m very very very happy about wise Reviewed on: 13th April 2026
Elizete Silva's avatar
Elizete Silva

Excellent service so straightforward amazing system...

5
Excellent service so straightforward amazing system helps a lot very friendly team Reviewed on: 13th April 2026
Spuddy's avatar
Spuddy

PayPal Plus

5
Good rewards and offers in PayPal+ Reviewed on: 13th April 2026
SS's avatar
SS

Very easy if I need to spread the cost over months .

5
Very easy if I need to spread the cost over months . Used it for years . Reviewed on: 13th April 2026
Peter Jewitt-mills's avatar
Peter Jewitt-mills

Helpful once you get intouch with them .

3
Helpful once you get intouch with them .Still waiting for my money back off paypal for £111.22 27/3/26 still not showing on my paypal account.needing more help on this matter.Sonia Reviewed on: 13th April 2026
Sonia 's avatar
Sonia

Always there when you need them.

5
Always there when you need them. Helps spread the cost of big expenses. Reviewed on: 13th April 2026
SSS's avatar
SSS

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