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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107168 reviews)

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4.90

Based on 107,168 reviews, last reviewed 14th May 2026

2598500% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I have a good experience to use it , it is very easy... I have a good experience to use it , it is very easy to use Reviewed on: 14th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107168)

Reliable and secure payment protection

I’ve had a good experience using PayPal. The customer support is helpful and disputes with merchants are handled fairly and efficiently. It feels safe to use, which is why I prefer paying through PayPal instead of direct payments. Reviewed on: 13th April 2026

No problems.

No problems. Great service. Have been using PayPal to pay for items for a number of years and never experienced any issues. Reviewed on: 13th April 2026

My experience with Paypal has been excellent - very...

My experience with Paypal has been excellent - very easy to use, good communication Reviewed on: 13th April 2026

I find that it is very good for getting time to pay...

I find that it is very good for getting time to pay for your items but when you have a problem it isn’t good when you try to cancel payment and the suppliers don’t even get back to you it should be a lot more efficient and more easy to do Reviewed on: 13th April 2026

Briliant service, highly recommend

Briliant service, highly recommend Reviewed on: 13th April 2026

I always use paypal for online purchases

I started using paypal years ago, whenever the option is available I always select it rather than entering my card/bank details as it feels safe and it also has the added bonus of auto filling my email and delivery address for online purchases. Reviewed on: 13th April 2026

I’ve been using PayPal Credit for some time now and...

I’ve been using PayPal Credit for some time now and overall it has been a convenient way to manage unexpected expenses. The application process was quick and straightforward, and I appreciate how easy it is to track spending through the app. However, my experience hasn’t been perfect. When I needed support regarding repayments, I found it quite difficult to get clear and helpful assistance. Communication could definitely be improved, especially for customers who are going through financial difficulties and need flexible solutions. What I do like is the transparency of transactions and the ability to spread costs when needed — this has been genuinely helpful for my household budgeting. In summary, PayPal Credit is useful and easy to use, but better customer support and more understanding for people in tougher situations would make a big difference. Reviewed on: 13th April 2026

Very convenient and reliable service

I’ve had a very positive experience using PayPal Credit. It’s extremely easy to use and makes managing payments much more flexible. The application process was quick, and everything was set up smoothly without any hassle. It’s really helpful for spreading the cost of purchases, especially when needed. Payments are processed quickly, and the system is clear and user-friendly. I also found the service to be reliable and secure, which gives peace of mind when making transactions. Overall, I’m very satisfied with PayPal Credit and would definitely recommend it to others. Reviewed on: 13th April 2026

Good promotional 0% offers helpful for time to pay o...

Good promotional 0% offers helpful for time to pay over three months. Reviewed on: 13th April 2026

I use it for everything!

I use it for everything!! Extra security and always earn points! Reviewed on: 13th April 2026

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