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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148222 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148222)

Nice and simple to use everything is nice and clear...

Nice and simple to use everything is nice and clear and easy to understand Reviewed on: 9th May 2026

Great Company to deal with

I have been using paypal now for about 4 years and always found them to be honest, very easy to deal with, great communication and when something goes wrong they are quick to help you sort out the problem. Reviewed on: 9th May 2026

Easy and convenient

It’s easy to use and always available on the app if I need to check anything. Reviewed on: 9th May 2026

Payment flex

Enjoy having multiple payment options wiht paypal Reviewed on: 9th May 2026

I feel safe using PayPal.

I feel safe using PayPal. I have used their service to get my money back from vendors who don’t fulfil their sales. Excellent customer service. Reviewed on: 9th May 2026

I had a good experience using my online PayPal.

I had a good experience using my online PayPal.account. Reviewed on: 9th May 2026

They helped me when I needed to use the credit.

They helped me when I needed to use the credit. Reviewed on: 9th May 2026

PayPal credit has help me out so much with the risin...

PayPal credit has help me out so much with the rising costs of everything even in day to day life at the moment, always available always great value and never any issues Reviewed on: 9th May 2026

It’s difficult to make extra payments as they don’t...

It’s difficult to make extra payments as they don’t come out straight away which means I have now built up more than intended and I feel like that’s in purpose Reviewed on: 9th May 2026

Gives you flexibility to you shopping needs

Gives you flexibility to you shopping needs Reviewed on: 9th May 2026

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