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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148194 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148195)

Good experience

Very good experience an one of the best Reviewed on: 9th May 2026

PayPal credit

I've used PayPal credit a number of times and have found it easy to use and manage. I have also used PayPal in three and always pay either on time or early, it is a easy convenient way to spread costs interest free. Reviewed on: 9th May 2026

Instant and convenient

PayPal credit is instant, always available when required. Most website use PayPal credit so it’s always very convenient. The app is pretty straightforward use to. I always use it for presents, buying materials for ongoing home project etc. Reviewed on: 9th May 2026

PayPal credit is a smooth and easy experience which...

PayPal credit is a smooth and easy experience which gives me flexible options when paying for things. The app can be sometimes buggy when paying off statements. Reviewed on: 9th May 2026

Always have a good experience using the app.

Always have a good experience using the app. Reviewed on: 9th May 2026

Great customer service as always..

I had made an online purchase with a tracked 48hr turnaround. A week later I was still waiting for it. I had attempted to contact the company by phone and email with no success. Having reported the problem PayPal sorted immediately. I only ever buy through PayPal online now. Reviewed on: 9th May 2026

Amazing company love pay in 3 options and discounts

Amazing company love pay in 3 options and discounts Reviewed on: 9th May 2026

Safe way to use online apps.

I have been using PayPal for long time and l have find it very helpful specially when l buy online items, it is very reassuring because if anything goes wrong with the transactions ,costumer services are there to help you . Reviewed on: 9th May 2026

Very easy to use and trustworthy.

Very easy to use and trustworthy. Reviewed on: 9th May 2026

No issues using paypal.

No issues using paypal. Always clear and concise information. Easy to use Reviewed on: 9th May 2026

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