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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107138 reviews)

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4.90

Based on 107,138 reviews, last reviewed 14th May 2026

2597050% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

0% credit for 4 months means I can spread a purchase... 0% credit for 4 months means I can spread a purchase over a 4 month period without being charged interest unlike my credit card that once my fixed 0% ... Read more Reviewed on: 14th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107138)

Payment facilities at interesting payment space

Payment facilities at interesting payment space Reviewed on: 13th April 2026

Amazing experience from start to finish

Amazing experience from start to finish, PayPal Credit offers me flexibility whenever I need to make a purchase and the payments are very affordable. The statements are very detailed and easy to understand. Overall great, smooth experience, can't do nothing but recommend it to others. Reviewed on: 13th April 2026

Very quick and efficient when I have needed anything...

Very quick and efficient when I have needed anything or to speak to customer services and I always feel listened to. Reviewed on: 13th April 2026

Credit Card Fraud

When my credit Card was hacked..I felt customer service needed to be better and more visible, i will no longer use the credit card function.. Reviewed on: 13th April 2026

It is so easy and it makes life easier when you need...

It is so easy and it makes life easier when you need it. Reviewed on: 13th April 2026

I LOVE PAYPAL IT REALLY HELPS ME GET INTO DEBT MY FA...

I LOVE PAYPAL IT REALLY HELPS ME GET INTO DEBT MY FAMILY REALLY NEEDS THIS MONEY THANKYOU SO MUCH FOR THIS OPORTUNITY AND IM LOOKINH FORWOARD FOR THE £1000 TO HIT MY BANK :) Reviewed on: 13th April 2026

Brilliant to use and so easy to use

Brilliant to use and so easy to use Reviewed on: 13th April 2026

Just about perfect!

I have never had a single reason to complain about PayPal. Extraordinary! Reviewed on: 13th April 2026

Always able to contact someone with any problems and...

Always able to contact someone with any problems and such a convenient way to pay Reviewed on: 13th April 2026

Always there to help and if you buy something and do...

Always there to help and if you buy something and don't arrive i always get my money back and it's guaranteed Reviewed on: 13th April 2026

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