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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107109 reviews)

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4.90

Based on 107,109 reviews, last reviewed 14th May 2026

2595700% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

The best its paypal for credit and every think,easy... The best its paypal for credit and every think,easy to send the money and it’s understanding for every each problem!! And also its help !!! Reviewed on: 14th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107109)

PayPal credit is very useful to be able to spend you...

PayPal credit is very useful to be able to spend your expenditure across 4 months Reviewed on: 13th April 2026

I’ve had a good experience using PayPal Credit.

I’ve had a good experience using PayPal Credit. The application process was quick, and it’s been really convenient for spreading the cost of purchases. Payments are easy to manage through the app, and everything is clearly laid out. As long as you stay on top of repayments, it’s a useful financial tool. Reviewed on: 13th April 2026

No problem with PayPal credit.

No problem with PayPal credit. Im really recomendet Reviewed on: 13th April 2026

PayPal is great, six months 0% on PayPal credit as o...

PayPal is great, six months 0% on PayPal credit as opposed to four months would be a nice change though to make it easier to pay off larger purchases. Reviewed on: 13th April 2026

Brilliant support from customer service and great op...

Brilliant support from customer service and great options on how to pay for items Reviewed on: 13th April 2026

Easy and convenient to use

I’ve had a positive experience using PayPal Credit so far. It’s easy to use and very convenient, especially when making purchases online. The option to spread payments has been helpful and gives extra flexibility when needed. Everything is straightforward to manage, and I like how it integrates seamlessly with PayPal. Overall, it’s been a useful and reliable service for me. Reviewed on: 13th April 2026

Easy Transactions

It's a great platform. Very easy to use and the terms are very competitive. Reviewed on: 13th April 2026

Really good service if I could change one thing it w...

Really good service if I could change one thing it would be the transfer from my bank would be instant to pay off PayPal credit Reviewed on: 13th April 2026

Sufficient app

Very efficient and impressive with high standards of protection Reviewed on: 13th April 2026

paypal have always been very helpful, they allow dir...

paypal have always been very helpful, they allow direct debit therefore you never miss a payment and you can have use it in store! so you don’t have to do everything online and you have plenty of time to pay it off Reviewed on: 13th April 2026

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