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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148142 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148142)

Never had an issue.

Never had an issue. Always reliable and communication is good. Reviewed on: 9th May 2026

Everytime I use PayPal credit I am reminded on why I do

Every time I use PayPal credit I am always reminded why I use them. Quick repayments, fast checkout and amazing customer service if anything goes wrong. 10/10 would use over any other credit service. Reviewed on: 9th May 2026

Love it, always there when i need it

Love it, always there when i need it Reviewed on: 9th May 2026

Great experience

Great experience and was easy to down load Reviewed on: 9th May 2026

Best way to pay.

Using paypal is quick, easy, safe and secure. Reviewed on: 9th May 2026

It's been a wonderful experience with PayPal credit,...

It's been a wonderful experience with PayPal credit, especially the support team have been very helpful. Will be continuing my journey with PayPal Credit for a very long time. Reviewed on: 9th May 2026

It makes buying lots more easier

It makes buying lots more easier Reviewed on: 9th May 2026

Convenient - pay in three really helps cash flow

Convenient - pay in three really helps cash flow Reviewed on: 9th May 2026

PayPal Credit is preferred payment method

V. useful facility for breaking up payments - thank you. Reviewed on: 9th May 2026

PayPal is very fast and easy to use, I like that it’...

PayPal is very fast and easy to use, I like that it’s accepted by most retail stores online and in person Reviewed on: 9th May 2026

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