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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148112 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148112)

Not had any issues.

Not had any issues. Runs smoothly online and in app Reviewed on: 9th May 2026

ready to go!

I really enjoyed the easy access to everything a purchasing account can offer without all the hustle and bustle of banks or other services. Reviewed on: 9th May 2026

eBay Customer Service is second to none

I bought a counterfeit item, which the seller do not accept returns. I escalated the case to paypal customer service and they refund all the purchase price immediately Reviewed on: 9th May 2026

I find PayPal quick & efficient,safe to pay.

I find PayPal quick & efficient,safe to pay.The same to sort out problems. Reviewed on: 9th May 2026

I have flexibility to pay for shoping online and hel...

I have flexibility to pay for shoping online and help me to buy products i love . Reviewed on: 9th May 2026

I have been with PayPal for over 10 years, PayPal ha...

I have been with PayPal for over 10 years, PayPal have been upgrading me packages with lots of incentives and products of valuable quality. Making life easier Reviewed on: 9th May 2026

Really easy to keep account on expenditure

Really easy to keep account on expenditure Reviewed on: 9th May 2026

Fanciest Credit Card for daily use

Pretty easy for the application and the best part is Annual Interest rate lower than traditional banks' credit card. Reviewed on: 9th May 2026

Credit facility has makes purchases more affordable.

Credit facility has made it affordable to purchase airline tickets and a number of other items Reviewed on: 9th May 2026

Highly Recommended

Excellend service never had any trouble, really useful Reviewed on: 9th May 2026

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