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PayPal: PayPal Credit reviews

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4.90
Based on 106,999 reviews, last reviewed 14th May 2026
2590700% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick easy to use and stress free Quick easy to use and stress free Reviewed on: 14th May 2026
Helen's avatar
Helen

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106999)

Impossible to cancel transactions,difficult to track...

5
Impossible to cancel transactions,difficult to track payments and only shown as PayPal on bank account, too difficult to report issues with suppliers and needs ability to talk to a person Reviewed on: 13th April 2026
John Nicholas's avatar
John Nicholas

Simple, easy, efficient- no hassle way of getting cr...

5
Simple, easy, efficient- no hassle way of getting credit. Easy to pay back. Convenient for small transactions or big. Reviewed on: 13th April 2026
Owen 's avatar
Owen

Always use PayPal.

5
Always use PayPal. Great security and service and good interest free options Reviewed on: 13th April 2026
Tracy Watkinson's avatar
Tracy Watkinson

Would recommend.

5
I've never had any issues and very easy to use. Reviewed on: 13th April 2026
Nichola R's avatar
Nichola R

My experience with PayPal has been faultless

5
My experience with PayPal has been faultless Reviewed on: 13th April 2026
Jeff U's avatar
Jeff U

The PayPal experience

5
The PayPal experience is fairly nice it could improve with giving updates straight to phone on when to pay so customers don't miss payment dates Reviewed on: 13th April 2026
W G's avatar
W G

They make purchasing items very easy and have respon...

5
They make purchasing items very easy and have responded quickly to any queries I have. Would recommend to others Reviewed on: 13th April 2026
Arthur Usher's avatar
Arthur Usher

I’m happy with PayPal.

4
I’m happy with PayPal. Had good experience since I am using it. Excellent service provides great customer support.Quick transaction when I need it . Very satisfied customer . Happily suggesting it to use it for my family and friends. Reviewed on: 13th April 2026
Elizabeth's avatar
Elizabeth

It's great most of the time but now it's changed I'm...

5
It's great most of the time but now it's changed I'm confused Reviewed on: 13th April 2026
Cat m's avatar
Cat m

PAYPAL make buying online so much easier.

5
PAYPAL make buying online so much easier. Their level of service is first class. The payment options on offer are excellent. The main positive is the 4 months interest free. Reviewed on: 13th April 2026
jones.glenn@sky.com's avatar
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