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PayPal: PayPal Credit reviews

4.90
Based on 106,972 reviews, last reviewed 14th May 2026
2589550% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love shopping by PayPal . I enjoyed to shopping by PayPal but sometimes packages goes wrong they are helping but to contact or find them isn’t easy it takes time and hassle. Ot... Read more Reviewed on: 14th May 2026
Mehrdad S's avatar
Mehrdad S

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (106972)

Excellent way to pay for goods.

5
Excellent way to pay for goods.Easy to navigate and access many sites. Reviewed on: 13th April 2026

So easy and secure to use I would highly recommend...

5
So easy and secure to use I would highly recommend Reviewed on: 13th April 2026

It’s very easy to be set up and gives bonus point fo...

5
It’s very easy to be set up and gives bonus point for usage and also gives credit should in case you run out of money Reviewed on: 13th April 2026

Persoanlly the ease of use of app.

5
Persoanlly the ease of use of app. 4 month credit is great Reviewed on: 13th April 2026

paypal always

5
excellent service for purchasing worldwide Reviewed on: 13th April 2026

Great communication .

5
Always kept up to date regarding security. Feel safe using PayPal. Instant notification on payments and deposits. Reviewed on: 13th April 2026

I find it easy

5
I find it easy to manage my money and spread the cost while shopping online and having Paypal on most site pay option is very convenient for me. Reviewed on: 13th April 2026

That’s good card but need to improve the apps to upd...

5
That’s good card but need to improve the apps to update as early as possible Reviewed on: 13th April 2026

Never had a problem quick and easy the website is ea...

4
Never had a problem quick and easy the website is easy to understand and they send regular reminders if needing to make a payment Reviewed on: 13th April 2026

PayPal credit is an excellent option.

5
PayPal credit is an excellent option. It offers me relatively high credit limit compare to other creditors, and I can earn points from my credit purchases. Additionally, I have the option to split my longer payments into installments, which is a very convenient and useful feature. As a result, I now use PayPal almost exclusively for all my transactions. Reviewed on: 13th April 2026

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