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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148043 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148043)

Fast, efficient and I love the rewards PayPal offers.

Fast, efficient and I love the rewards PayPal offers. Very easy to link my other accounts.All done for you seamlessly Reviewed on: 8th May 2026

I love it it has help me out in my...

I love it it has help me out in my time of need Reviewed on: 8th May 2026

Always supporting and really easy to use it

Always supporting and really easy to use it Reviewed on: 8th May 2026

Ease of use.

Ease of use. Clear structure for paying securely Reviewed on: 8th May 2026

Good to use on big purchases and pay back what we can

Good to use on big purchases and pay back what we can. Its a high interest rate but less than most credit cards from banks Reviewed on: 8th May 2026

PayPal in your pocket

I’ve used PayPal for over a decade, and it has always been my primary safe payment method. Fast and friendly customer support! Reviewed on: 8th May 2026

I have found PayPal Credit to be a convenient way to...

I have found PayPal Credit to be a convenient way to manage my purchases. The checkout process is remarkably smooth, allowing for quick transactions. The option to pay over time has been very helpful for budgeting larger expenses. I appreciate the clear and understandable terms associated with its use. Overall, it's a reliable financial tool for online shopping. Reviewed on: 8th May 2026

Perfect to use

Perfect, excellent and easy to use Reviewed on: 8th May 2026

I have been use PayPal for quite a while now.

I have been use PayPal for quite a while now. Easy to use, especially when buying order worth large value items. Starting with car parts, computer hardware even flight tickets. Reviewed on: 8th May 2026

Overall experience

Had no real issues but help has been there when needed Reviewed on: 8th May 2026

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