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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,939 reviews, last reviewed 14th May 2026
2588000% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used PayPal Credit on numerous occasions bit it... I've used PayPal Credit on numerous occasions bit it for large or small purchases. What I like most about PayPal Credit is that I find very secure, an... Read more Reviewed on: 14th May 2026
Simon Thompson's avatar
Simon Thompson

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106939)

Ease of access, removing need for online cards, use...

5
Ease of access, removing need for online cards, use of email for payment/ collection. Reviewed on: 13th April 2026
Roger W's avatar
Roger W

Easy to apply.

5
Easy to apply. They keep you updated with news etc. User-friendly app Reviewed on: 13th April 2026
Eszter S's avatar
Eszter S

SIMPLY THE BEST

5
Ive been using pay pal for ages its very quick & efficient & I cant think of any better payment method that allows you to pay in instalments i just wish I had more more money on my pay pay credit to buy more haha Reviewed on: 13th April 2026
Lee A's avatar
Lee A

It’s so convenient and easy to use ,love it !

5
It’s so convenient and easy to use ,love it ! Reviewed on: 13th April 2026
No name's avatar
No name

Been using pay pal for years brilliant service and v...

5
Been using pay pal for years brilliant service and very helpful no problem with using or recomending pay pal Reviewed on: 13th April 2026
James rankin 's avatar
James rankin

Super easy to use.

5
Super easy to use. Prompt reminders regarding payments to avoid fees. Now offers rewards! Reviewed on: 13th April 2026
Samantha C's avatar
Samantha C

It's convenient and easy way for experiences.

5
It's convenient and easy way for experiences. Reviewed on: 13th April 2026
Sebnem B's avatar
Sebnem B

Paypal first place I turn to.

5
Never had a problem with PayPal, I always make sure I pay on time, a couple of small problems I've had were rectified with one phone call. Reviewed on: 13th April 2026
Mark T's avatar
Mark T

It’s been brilliant thanks always there when needed

5
It’s been brilliant thanks always there when needed Reviewed on: 13th April 2026
paul w's avatar
paul w

Good and flexible auto reminder via email

5
Good and flexible auto reminder via email Reviewed on: 13th April 2026
Vijaya B's avatar
Vijaya B

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