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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106893 reviews)

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4.90

Based on 106,893 reviews, last reviewed 14th May 2026

2585850% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

My experiences have been generally good My experiences have been generally good, particularly once when I had an issue customer service were really helpful. I do think comms could be better,... Read more Reviewed on: 14th May 2026

Latest lowest rating:

2

Poor Dispute Handling Rejected a fairly clear cut claim which the financial ombudsman quickly overturned. Each time I disputed the rejection the phone staff seemed amazed b... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106893)

Paypal Just got alot better with paypal plus.

Paypal is easy to use and the app is very accessible. The addition of payplus is an excellent ad everything I use my paypal plus debit card I earn points that I can actually spend. Great addition. Paypal is a fuss free way of sending and receiving money. Reviewed on: 13th April 2026

Very easy service to use

Very easy service to use and hassle free mostly. Good that you can use PayPal as a guest on most sites without having to create an account. Reviewed on: 13th April 2026

Quick and Easy

All very easy to use, and very quick. Reviewed on: 13th April 2026

Amazing service and easy to use

great service no problems and straightforward to do Reviewed on: 13th April 2026

Paypal credit has been the most convenient method of...

Paypal credit has been the most convenient method of payment for my holidays since I don’t need to settle my statement immediately it can be of big help to manage my finances. Reviewed on: 13th April 2026

Paypal has allowed me flexibility for things i would...

Paypal has allowed me flexibility for things i would not of been able to do otherwise Reviewed on: 13th April 2026

Great service and experiences

I've been using PayPal for years and have had nothing but great experiences Reviewed on: 13th April 2026

Effortless, Thoughtful, and Surprisingly Engaging

I didn’t expect to enjoy using this platform as much as I have, but it’s actually been a surprisingly smooth and engaging experience. What stood out to me most is how intuitive everything feels I didn’t need to second guess where to go or how things worked, which made the whole process feel effortless rather than frustrating. What I appreciated even more is that the platform doesn’t feel generic. It feels like there’s been real thought put into the user experience, from the layout to how information is presented. It made me feel like my time was respected, which is rare. If I had to be critical, I’d say there’s always room to make things even more personalised or interactive, but overall, it’s been a genuinely positive experience. It’s the kind of platform I’d actually return to, not just use once and forget. Reviewed on: 13th April 2026

Making Payments Easier with PayPal Credit

One of the most valuable aspects has been the ability to spread the cost of larger purchases over time. This has made budgeting far more manageable, especially during periods of higher spending. The option of interest-free payments on qualifying purchases has been particularly beneficial, helping me avoid additional costs when payments are made on time. Reviewed on: 13th April 2026

hassel free way of buying

Great hassel free way of buying from abroad, a lot safer. Reviewed on: 13th April 2026

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