Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149789 reviews)

View other PayPal products

4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149791)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Good job PayPal

Absolutely no issue ever, got a credit card from them international transfers quick and Reliable Reviewed on: 25th June 2026

It's the extra security and notice when monety is sp...

It's the extra security and notice when monety is spent or received. Reviewed on: 25th June 2026

Easiest way to spend online and it’s the best

Easiest way to spend online and it’s the best Reviewed on: 25th June 2026

I love PayPal credit, especially as it’s 0% interest...

I love PayPal credit, especially as it’s 0% interest for a few months giving me time to pay for things without worrying about interest, also the fact that there is a pay monthly option means I won’t forget to pay! Brilliant. Reviewed on: 25th June 2026

Easy to use, straightforward app, excellent product,...

Easy to use, straightforward app, excellent product, very useful Reviewed on: 25th June 2026

It’s great to buy things easy and stress free

It’s great to buy things easy and stress free Reviewed on: 25th June 2026

Very easy to use and convenient.ble to s...

Very easy to use and convenient nice to be able to spread the cost. Reviewed on: 25th June 2026

I use PayPal all the time, I trust that they will so...

I use PayPal all the time, I trust that they will sort things out if I have a problem with anything ive paid for via PayPal, it’s quick & easy to use, however it is difficult to get to speak to customer service when you need help, having said that when you do most are very helpful Reviewed on: 25th June 2026

Excellent service

Excellent service Good rate of interest. No hassle Reviewed on: 25th June 2026

Best payment method about

Always helped me with disputes, Never failed me yet always prefer to pay with PayPal Reviewed on: 25th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 80506 reviews
Payments
from PayPal 4.71 from 3760 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub