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PayPal: PayPal Credit reviews

4.90
Based on 106,798 reviews, last reviewed 14th May 2026
2581650% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe with your money PayPal is an excellent way of paying online. I feel safe paying with PayPal. Reviewed on: 14th May 2026
Raymond W's avatar
Raymond W

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (106798)

Lifesaver service for me

5
Ive been a faithful customer for years purely because they value me as a customer, have always dealt with any and al issues, 5 star service everytime. Reviewed on: 13th April 2026

Great credit opportunity and easy to use at most onl...

5
Great credit opportunity and easy to use at most online retailers Reviewed on: 13th April 2026

great service ever time i’ve needed to contact

5
great service ever time i’ve needed to contact Reviewed on: 13th April 2026

PayPal has been brilliant never had any problems.

5
PayPal has been brilliant never had any problems. Customer service really nice and polite and very helpful. I highly recommend Reviewed on: 13th April 2026

Good working and safety

5
They always deliver and keep us safe Reviewed on: 13th April 2026

A1 service

5
Always been happy with PayPal service and there information regarding credit and payment issues. Reviewed on: 13th April 2026

Very good

5
Very good good service easy to use Reviewed on: 13th April 2026

Easy to use and set up payments and sending money.

5
Easy to use and set up payments and sending money. The four months interest free and the pay in three options helps spreading the cost especially on unexpected bills or purchases Reviewed on: 13th April 2026

Why isn't everyone using paypal plus

5
Can't believe how easy it is to make money whilst spending money! Great protection and gives me peace of mind when making mu purchases with PayPal +. Reviewed on: 13th April 2026

Highly recommend

5
Amazing experience, easy to use and very convenient. Reviewed on: 13th April 2026

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