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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147910 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147910)

PayPal Credit has become one of the most convenient...

PayPal Credit has become one of the most convenient ways for me to manage online purchases. The flexibility is incredible - being able to spread payments over time without disrupting my monthly budget feels genuinely empowering. What I love most is how seamlessly it works across so many websites. At checkout, it’s just a single click, and the approval process is instant, making the whole experience smooth and stress‑free. The accessibility through the PayPal app is another huge win. Everything is right there: statements, upcoming payments, available credit, and clear breakdowns of what I owe. It’s intuitive, transparent, and easy to manage even on the go. For anyone who values convenience and control, PayPal Credit really does deliver. Reviewed on: 8th May 2026

Good experiences

Always positive, responds to all issues raised on my account Reviewed on: 8th May 2026

Easy, safe, secure and excellent

Easy, safe, secure and excellent Reviewed on: 8th May 2026

It’s good money value

Happy enough with the services I been to PayPal for so long years! Reviewed on: 8th May 2026

Very helpful.

Very helpful. Allows us to purchase the things and experiences Reviewed on: 8th May 2026

I’ve been using PayPal for many years now and when I...

I’ve been using PayPal for many years now and when I’ve needed the customer service they’ve been amazing Reviewed on: 8th May 2026

Quick and fast results instantly

I have never been able to get any sort of credit. With PayPal I was excepted instantly an also got a £20 off my purchase voucher. I could not believe how quick and easy everything was from start to finish. It is one of the simplest applications I have ever done Reviewed on: 8th May 2026

Easy to use and customer service are always helpful.

Easy to use and customer service are always helpful. Reviewed on: 8th May 2026

Great app and great products - very clear t&c’s and...

Great app and great products - very clear t&c’s and no surprises when dealing with PayPal Credit Reviewed on: 8th May 2026

Safe& secure

Using PayPal, I'm at ease knowing my transactions are safe and confident from potential fraudsters. Reviewed on: 8th May 2026

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