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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,762 reviews, last reviewed 14th May 2026
2579900% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great option to spread costs No issues and convenient - great option for when you want to buy more expensive items Reviewed on: 14th May 2026
Anita M's avatar
Anita M

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106762)

Simple the best

5
It is a great way to pay for goods o. Line abd know thst you are coved if anything goes wrong Reviewed on: 13th April 2026
Caz's avatar
Caz

Would be lost without papal

5
It gives you peace of mind, flexibility & reassurance. I've never had any issues and if there has even been problems with a retailer paypal have stepped in to support. Clear and concise. Easy to follow when 0% finishes and what's due when. Reviewed on: 13th April 2026
CaraMac's avatar
CaraMac

It’s easy to use, and everything I purchased with Pa...

5
It’s easy to use, and everything I purchased with PayPal is guaranteed, to arrive as advertised Reviewed on: 13th April 2026
joseph 's avatar
joseph

I love pay pal credit it’s safe and trusted and alwa...

5
I love pay pal credit it’s safe and trusted and always use when u can Reviewed on: 13th April 2026
Natalie l's avatar
Natalie l

Magdalena

5
I am very satisfied, you are the best Reviewed on: 13th April 2026
Magdalena B's avatar
Magdalena B

Very good service provided.

5
Very good service provided. The 4 payment is helpful. Reviewed on: 13th April 2026
Crispin Tan's avatar
Crispin Tan

Always had a good experience using PayPal

5
Always had a good experience using PayPal Reviewed on: 13th April 2026
Jean M's avatar
Jean M

Better than a few years ago.

4
Better than a few years ago. But still quite high cost if sending and receiving money. Reviewed on: 13th April 2026
BB's avatar
BB

Always can use it as I want to,love the benefits

5
Always can use it as I want to,love the benefits Reviewed on: 13th April 2026
Anna's avatar
Anna

No issues everything feels simple

5
No issues everything feels simple Reviewed on: 13th April 2026
George T's avatar
George T

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